Receiving Payouts

    Set up your bank account to receive payouts from Stripe.

    To receive funds for payments you’ve processed, Stripe makes deposits (payouts) from your available account balance into your bank account. This account balance is comprised of different types of transactions (e.g., payments, refunds, etc.).

    Payout availability depends on a number of factors such as the industry and country you’re operating in, and the risks involved. When you start processing live payments from your customers with Stripe, you will not receive your first payout until 7–10 days after your first successful payment is received. The first payout usually takes a little longer in order to establish the Stripe account. Subsequent payouts are then processed according to your account’s payout schedule.

    You can view a list of all of your payouts and the date that they are expected to be received in your bank account in the Dashboard.

    Connect platforms can refer to our Connect payouts documentation for information about paying out to connected accounts.

    Adding your bank account information

    Your bank account information is required when activating your account. The type of bank account information required depends on where your bank account is located.

    Use the following information to determine what bank details are needed for each country.


    Bank Account Information Example Data
    BSB 123456 (6 characters)
    Account Number 12345678 (6–9 characters)
    Bank Account Information Example Data
    IBAN AT611904300234573201
    Bank Account Information Example Data
    IBAN BE12345678912345
    Bank Account Information Example Data
    Bank Code 123 (3 characters)
    Branch Code 4567 (4 characters, with 1 optional check digit)
    Account Number Format varies by bank
    Bank Account Information Example Data
    Transit Number 12345
    Institution Number 678
    Account Number Format varies by bank
    Bank Account Information Example Data
    IBAN DK5000400440116243
    Bank Account Information Example Data
    IBAN EE382200221020145685 (20 characters)
    Bank Account Information Example Data
    IBAN FI2112345600000785
    Bank Account Information Example Data
    IBAN FR1420041010050500013M02606 (27 characters)
    Bank Account Information Example Data
    IBAN DE89370400440532013000 (22 characters)
    Bank Account Information Example Data
    IBAN GI75NWBK000000007099453 (23 characters)

    While we don't currently support businesses that have operations solely in Gibraltar, it is possible to attach bank accounts that are based in Gibraltar.

    Bank Account Information Example Data
    IBAN GR1601101250000000012300695 (27 characters)
    Bank Account Information Example Data
    Clearing Code 123 (3 characters)
    Branch Code 456 (3 characters)
    Account Number 123456-789 (6-9 characters)
    Bank Account Information Example Data
    IBAN IE29AIBK93115212345678 (22 characters)
    Bank Account Information Example Data
    IBAN IT60X0542811101000000123456 (27 characters)
    Bank Account Information Example Data
    Bank Name いろは銀行
    Branch Name 東京支店
    Bank Code 0123 (4 characters)
    Branch Code 456 (3 characters)
    Account Number 1234567 (7-8 characters)
    Account Owner Name ヤマダハナコ

    Stripe currently only supports ordinary accounts (普通預金) for bank accounts in Japan.

    Bank Account Information Example Data
    IBAN LT121000011101001000 (20 characters)
    Bank Account Information Example Data
    IBAN LU280019400644750000 (20 characters)
    Bank Account Information Example Data
    IBAN LV80BANK0000435195001 (21 characters)
    Bank Account Information Example Data
    Account Number 1234567890 (5-17 digits, format varies by bank)
    Bank Account Information Example Data
    CLABE 123456789012345678 (18 characters)
    Bank Account Information Example Data
    IBAN NL39RABO0300065264 (18 characters)
    Bank Account Information Example Data
    Account Number AABBBB3456789YZZ (15-16 digits)
    Bank Account Information Example Data
    IBAN NO9386011117947 (15 characters)
    Bank Account Information Example Data
    IBAN PL61109010140000071219812874 (28 characters)
    Bank Account Information Example Data
    IBAN PT50123443211234567890172 (25 characters)
    Bank Account Information Example Data
    Bank Code 1234
    Branch Code 567
    Account Number 123456789012 (6-12 characters)
    Bank Account Information Example Data
    IBAN SK3112000000198742637541 (24 characters)
    Bank Account Information Example Data
    IBAN SI56263300012039086 (19 characters)
    Bank Account Information Example Data
    IBAN ES9121000418450200051332 (24 characters)
    Bank Account Information Example Data
    IBAN SE3550000000054910000003 (24 characters)
    Bank Account Information Example Data
    IBAN CH9300762011623852957 (21 characters)
    Bank Account Information Example Data
    Sort Code 12-34-56
    Account Number 01234567

    The information required for UK-based bank accounts depends on the currency being used and the country of your Stripe account.

    Bank Account Information Example Data
    Routing Number 111000000 (9 characters)
    Account Number Format varies by bank

    Updating your bank account information

    You can update your account details at any time in the payout settings of your Dashboard, which you can access by clicking Settings in the navigation sidebar and then Bank accounts and scheduling. Click the Edit button next to the desired bank account to modify your banking information.

    Supported accounts and settlement currencies

    In general, bank accounts must be located in the country where their settlement currency is based (e.g., SEK bank accounts must be based in Sweden), though there are some exceptions:

    • Stripe accounts in Canada support USD bank accounts based in Canada
    • Stripe accounts in Ireland support GBP bank accounts in Ireland, provided it supports payouts via Bacs
    • Stripe accounts in Europe support EUR bank accounts located in any European country where Stripe is currently live, in public beta, or in private beta

    Accounts created in Australia can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    AUD Australia

    Accounts created in Austria can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Belgium can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Brazil can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    BRL Brazil

    Accounts created in Canada can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    CAD Canada
    USD Canada, United States

    Accounts created in Denmark can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Estonia can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Finland can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in France can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Germany can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Greece can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Hong Kong can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    HKD Hong Kong

    Accounts created in Ireland can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Italy can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Japan can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    JPY Japan

    Accounts created in Latvia can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Lithuania can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Luxembourg can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Malaysia can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    MYR Malaysia

    Accounts created in Mexico can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    MXN Mexico

    Accounts created in Netherlands can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in New Zealand can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    NZD New Zealand

    Accounts created in Norway can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Poland can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    PLN Poland
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Portugal can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Singapore can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    SGD Singapore

    Accounts created in Slovakia can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Slovenia can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Spain can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Sweden can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in Switzerland can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    CHF Switzerland
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States

    Accounts created in United Kingdom can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    EUR Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
    DKK Denmark
    GBP United Kingdom
    NOK Norway
    SEK Sweden
    USD United States
    CHF Switzerland

    Accounts created in United States can receive payouts in the following settlement currencies.

    Settlement Currency can be paid out to banks in these countries
    USD United States

    Multiple bank accounts for different settlement currencies

    Stripe users in some countries can use multiple bank accounts for different settlement currencies. Should you receive payments in a presentment currency that is the same as your bank account’s settlement currency, Stripe automatically creates a payout to that account and does not perform currency conversion.

    One bank account per supported settlement currency can be added. If you use multiple bank accounts, you must select a default settlement currency (this can be changed at any time). Any payments you receive that aren’t in a settlement currency you have a bank account for are converted into your default settlement currency.

    For example, a Stripe user in the United Kingdom is using GBP and USD bank accounts, with GBP chosen as the default settlement currency. USD payments (where USD is the presentment currency) are automatically paid out to the USD bank account without conversion, whereas payments in all other currencies are converted into GBP.

    Payout schedule

    By default, Stripe automatically creates payouts of your available account balance based on the schedule specified in the Dashboard. The schedule used is dependent on your country and whether your business operates in a higher-risk industry.

    When a payment is first received, it is initially reflected as a pending balance (less any Stripe fees). This balance becomes available according to your payout schedule. For instance, it takes seven calendar days from a payment being received to it being paid out for Stripe accounts on a 7 calendar day schedule.

    Most banks deposit payouts into your bank account as soon as they are received, though some may take a few extra days to make them available.

    Standard payout timing

    • 2 business day

      Applies to: Australia, United States (except businesses in higher-risk industries)

      Payouts of your available account balance are made daily and contain payments processed two business days prior (this is how long it takes for your pending account balance to become available on this schedule). For example, payments received on a Tuesday are paid out by Thursday, and payments received on a Friday are paid out by Tuesday.

      If your business operates in a higher-risk industry, this schedule may not be immediately available. We require a short period to monitor your business activity before it can be enabled, in which case a 7 calendar day schedule would apply instead. This delay protects your business, customers, and Stripe from the increased risk of fraudulent activity.

    • 4 business day

      Applies to: New Zealand

      Payouts are made daily and contain payments processed four business days prior. For example, payments received on a Monday are paid out by Friday.

    • 5 business day

      Applies to: Malaysia

      Payouts are made daily and contain payments processed four business days prior. For example, payments received on a Monday are paid out by the following Monday.

    • 7 calendar day

      Applies to: All countries except Japan, and high-risk businesses in Australia or United States

      Payouts are made daily and contain payments processed seven calendar days prior. For example, payments received on a Tuesday are paid out by the following Tuesday.

    • 30 calendar day

      Applies to: Brazil

      Payouts are made daily and contain payments processed thirty calendar days prior. For example, payments received on July 1st would be paid out on July 31st.

    • Japan weekly

      Applies to: Japan

      Payouts are made once a week (on a day of your choosing) and include payments processed between 4-11 days prior. For example, if payouts are scheduled on Wednesdays, your account balance from Sunday of the previous week until Saturday of the previous week are deposited every Wednesday.

    Alternative payout schedules

    If you would prefer to receive payouts on a fixed schedule, you can choose to have them sent either weekly or monthly in your account’s payout settings.

    When selecting a weekly schedule, you can specify the day of the week that payments should arrive in your bank account.

    For a monthly schedule, you can specify the day of the month. Payouts scheduled between the 29th and 31st of the month are sent on the last day of shorter months.

    Selecting either a weekly or monthly schedule does not change how long it takes for your pending balance to become available. If your account was previously operating on a two business day daily payout schedule, it still takes two business days for your pending balance to become available. For instance, if a Stripe account changes from two business day rolling to weekly on Fridays, the available balance includes payments made in the last week before Wednesday.

    Manual payouts

    If you turn off automatic payouts in the Dashboard, you must manually send funds to your bank account. Manual payouts are available in all regions except Brazil, where payouts are always automatic. You can do this either in the Payouts section of the Dashboard or by creating payouts using the API.

    curl https://api.stripe.com/v1/payouts \
    -u sk_test_4eC39HqLyjWDarjtT1zdp7dc: \
    -d amount=5000 \
    -d currency=usd
      # Set your secret key: remember to change this to your live secret key in production
    # See your keys here: https://dashboard.stripe.com/account/apikeys
    Stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'
    
      payout = Stripe::Payout.create({
          amount: 5000,
          currency: 'usd',
      })
    
      # Set your secret key: remember to change this to your live secret key in production
    # See your keys here: https://dashboard.stripe.com/account/apikeys
    stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'
    
      payout = stripe.Payout.create(
        amount=5000,
        currency='usd',
      )
    
      // Set your secret key: remember to change this to your live secret key in production
    // See your keys here: https://dashboard.stripe.com/account/apikeys
    \Stripe\Stripe::setApiKey('sk_test_4eC39HqLyjWDarjtT1zdp7dc');
    
      $payout = \Stripe\Payout::create([
          'amount' => 5000,
          'currency' => 'usd',
      ]);
    
      // Set your secret key: remember to change this to your live secret key in production
    // See your keys here: https://dashboard.stripe.com/account/apikeys
    Stripe.apiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";
    
      Map<String, Object> params = new HashMap<>();
      params.put("amount", 5000);
      params.put("currency", "usd");
      Payout payout = Payout.create(params);
    
      // Set your secret key: remember to change this to your live secret key in production
    // See your keys here: https://dashboard.stripe.com/account/apikeys
    const stripe = require('stripe')('sk_test_4eC39HqLyjWDarjtT1zdp7dc');
    
      (async () => {
        const payout = await stripe.payouts.create({
          amount: 5000,
          currency: 'usd',
        });
      })();
    
      // Set your secret key: remember to change this to your live secret key in production
    // See your keys here: https://dashboard.stripe.com/account/apikeys
    stripe.Key = "sk_test_4eC39HqLyjWDarjtT1zdp7dc"
    
      params := &stripe.PayoutParams{
          Amount: stripe.Int64(5000),
          Currency: stripe.String(string(stripe.CurrencyUSD)),
      }
      pay, _ := payout.New(params)
    
      // Set your secret key: remember to change this to your live secret key in production
    // See your keys here: https://dashboard.stripe.com/account/apikeys
    StripeConfiguration.ApiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";
    
      var options = new PayoutCreateOptions {
          Amount = 5000,
          Currency = "usd",
      };
      var service = new PayoutService();
      Payout payout = service.Create(options);
    

    Instant Payouts

    With Instant Payouts, you can instantly send funds to a supported debit card. You can request Instant Payouts 24/7, including weekends and holidays, and funds typically appear in the associated bank account within 30 minutes.

    Eligibility

    Stripe determines your Instant Payouts eligibility. You can check your eligibility by logging into the dashboard and checking for the Pay out funds instantly button on the Balance page.

    New Stripe users are not immediately eligible for Instant Payouts. If you’re not eligible for Instant Payouts, you can request access here.

    Managing debit cards

    If you are eligible for Instant Payouts, you’ll need to add a debit card to your Stripe account. You can do this in the External payout accounts and scheduling section in the Settings tab in the dashboard. Your debit card must support Instant Payouts - you can check which banks support Instant Payouts.

    You can also edit and remove debit cards in the Dashboard. For security reasons, you must remove and re-add a debit card if you need to edit any card details.

    Creating an Instant Payout

    After you add a debit card to your account, you can check your available balance in the dashboard and create an Instant Payout. Stripe assesses a fee on each Instant Payout, and this fee is reflected in the dashboard. More details can be found on the pricing page.

    You can also create an instant payout in the API. First, you should check your balance available to pay out instantly with the Balances API:

    curl https://api.stripe.com/v1/balance \
      -u sk_test_4eC39HqLyjWDarjtT1zdp7dc:
    

    The response contains an instant_available balance representing the amount you can pay out instantly:

    {
      "object": "balance",
      "instant_available": [
        {
          "amount": 10000,
          "currency": "usd",
          "source_types": {
            "card": 10000
          }
      ]
    }

    To create an Instant Payout, specify instant for the method property when creating the payout. Be sure to also specify the destination attribute in order to send the payout to your debit card:

    curl https://api.stripe.com/v1/payouts \
      -u {API_SECRET_KEY}: \
      -d amount=1000 \
      -d currency=usd \
      -d method=instant \
      -d destination=card_xyz
    
    Stripe.api_key = API_SECRET_KEY
    payout = Stripe::Payout.create(
      {
        amount: 1000,
        currency: 'usd',
        method: 'instant',
        destination: 'card_xyz',
      },
    )
    
    stripe.api_key = API_SECRET_KEY
    payout = stripe.Payout.create(
      amount=1000,
      currency='usd',
      method='instant',
      destination='card_xyz',
    )
    
    \Stripe\Stripe::setApiKey(API_SECRET_KEY);
    $payout = \Stripe\Payout::create(
      [
        'amount' => 1000,
        'currency' => 'usd',
        'method' => 'instant',
        'destination' => 'card_xyz',
      ],
    );
    
    Stripe.apiKey = API_SECRET_KEY;
    
    Map<String, Object> payoutParams = new HashMap<String, Object>();
    payoutParams.put("amount", 1000);
    payoutParams.put("currency", "usd");
    payoutParams.put("method", "instant");
    payoutParams.put("destination", "card_xyz");
    
    Payout payout = Payout.create(transferParams, requestOptions);
    
    const stripe = require('stripe')(API_SECRET_KEY);
    stripe.payouts.create(
      {
        amount: 1000,
        currency: 'usd',
        method: 'instant',
        destination: 'card_xyz',
      },
    );
    

    Minimum payout amounts

    For most Stripe users, there is no minimum payout amount. However, there are a some exceptions:

    • EUR bank accounts have a minimum payout of 1.00 EUR
    • GBP bank accounts have a minimum payout of 1.00 GBP
    • CHF bank accounts have a minimum payout of 5.00 CHF
    • NOK, DKK, and SEK bank accounts have a minimum payout of 20.00kr
    • MXN bank accounts have a minimum payout of 10.00 MXN

    If your available account balance is less than the minimum payout amount, it remains in your Stripe account until your balance increases.

    Negative payouts

    Each payout reflects your available account balance at the time it was created. In some cases, you may have a negative account balance. For instance, if you receive $100 in payments but refund $200 of prior payments, your account balance would be -$100. If no further payments are received to balance out the negative amount, Stripe creates a payout that debits your bank account.

    Your bank account must support both credit and debit transactions so that Stripe can perform any payouts that are required.

    Payout failures

    If your bank account cannot receive a payout for any reason, your bank sends the funds back to us. We then return an error that describes the reason for the failure. It can take up to five additional business days for your bank to return the payout and inform us that it has failed. If this happens, you are notified by email and in the Dashboard. To ensure that your bank account details are correct, you need to re-enter them if a payout fails. After you re-enter your bank account details, Stripe attempts to perform the payout again at the next scheduled payout interval.

    It’s important to make sure that the bank account information you provide is correct. If it is not (e.g., a typo in the account number), it is possible for payouts to be sent to another bank account holder. If you are certain that your banking details are correct, or have been in contact with your bank to resolve any issues that might have occurred at their end, you can resume payouts by clicking “Resume Payouts”. If you have still not received a payout from Stripe, nor have you been notified that it has failed after a suitable amount of time, please get in touch.

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