Verifying Payment Status

Learn how to verify the status of a PaymentIntent and monitor it with webhooks.

PaymentIntents update in response to actions taken by the customer or payment method. Your integration can inspect the PaymentIntent to determine the status of the payment process, responding to states that require further intervention.

Checking PaymentIntent status on the client

When completing a payment on the client with automatic confirmation and the handleCardPayment function, you can inspect the returned PaymentIntent to determine its current status:

stripe.handleCardPayment(clientSecret).then(function(response) {
  if (response.error) {
    // Handle error here
  } else if (response.paymentIntent && response.paymentIntent.status === 'succeeded') {
    // Handle successful payment here
  }
});

(async () => {
  let {paymentIntent, error} = await stripe.handleCardPayment(clientSecret);
  if (error) {
    // Handle error here
  } else if (paymentIntent && paymentIntent.status === 'succeeded') {
    // Handle successful payment here
  }
})();

The following are the possible outcomes of using the handleCardPayment function:

Event	What Happened	Expected Integration
Resolves with a PaymentIntent	Customer completed payment on your checkout page	Inform customer that their payment was successful
Resolves with an error	Customer’s payment failed on your checkout page	Display error message and prompt your customer to attempt payment again

The promise returned by handleCardPayment resolves when the payment process has either completed or failed with an error. When it completes successfully and returns a PaymentIntent, the status is always either succeeded or requires_capture. When the payment requires an additional step like authentication, the promise doesn’t resolve until that step is either complete or has timed out.

If you would like to check the status of a PaymentIntent without using the handleCardPayment function, you can retrieve it independently by using the retrievePaymentIntent function and passing in the client secret:

stripe.retrievePaymentIntent(clientSecret).then(function(response) {
  if (response.error) {
    // Handle error here
  } else if (response.paymentIntent && response.paymentIntent.status === 'succeeded') {
    // Handle successful payment here
  }
});

(async () => {
  let {paymentIntent, error} = await stripe.retrievePaymentIntent(clientSecret);
  if (error) {
    // Handle error here
  } else if (paymentIntent && paymentIntent.status === 'succeeded') {
    // Handle successful payment here
  }
})();

Checking PaymentIntent status on the server

When using manual confirmation and completing the payment on the server, you can inspect the PaymentIntent’s status property to determine if the payment completed successfully.

If the payment requires additional actions such as 3D Secure authentication, the PaymentIntent’s status will be set to requires_action. If the payment is successful, then the status is set to succeeded and the payment is complete. If the payment failed, the status is set to requires_payment_method.

Monitoring a PaymentIntent with webhooks

Stripe can send webhook events to your server to notify you when the status of a PaymentIntent changes. This is useful for purposes like determining when to fulfill the goods and services purchased by the customer when using automatic confirmation.

Your integration should not attempt to handle order fulfillment on the client side because it is possible for customers to leave the page after payment is complete but before the fulfillment process initiates. Instead, we strongly recommend using webhooks to monitor the payment_intent.succeeded event and handle its completion asynchronously instead of attempting to initiate fulfillment on the client side.

To handle a webhook event, create a route on your server and configure a corresponding webhook endpoint in the Dashboard. Stripe sends the payment_intent.succeeded event when payment is successful and the payment_intent.payment_failed event when payment isn’t successful.

The webhook payload includes the PaymentIntent object. The following example shows how to handle both events:

require 'sinatra'
require 'stripe'

post '/webhook' do
    payload = request.body.read
    sig_header = request.env['HTTP_STRIPE_SIGNATURE']
    event = nil

    begin
        event = Stripe::Webhook.construct_event(
            payload, sig_header, endpoint_secret
        )
    rescue JSON::ParserError => e
        # Invalid payload
        status 400
        return
    rescue Stripe::SignatureVerificationError => e
        # Invalid signature
        status 400
        return
    end

    case event['type']
    when 'payment_intent.succeeded'
        intent = event['data']['object']
        puts "Succeeded:", intent['id']
        # Fulfill the customer's purchase
    when 'payment_intent.payment_failed'
        intent = event['data']['object']
        error_message = intent['last_payment_error'] && intent['last_payment_error']['message']
        puts "Failed:", intent['id'], error_message
        # Notify the customer that payment failed
    end

    status 200
end

# You can find your endpoint's secret in your webhook settings
endpoint_secret = 'whsec_...'

@app.route("/webhook", methods=['POST'])
def webhook():
  payload = request.get_data()
  sig_header = request.headers.get('STRIPE_SIGNATURE')
  event = None

  try:
    event = stripe.Webhook.construct_event(
      payload, sig_header, endpoint_secret
    )
  except ValueError as e:
    # invalid payload
    return "Invalid payload", 400
  except stripe.error.SignatureVerificationError as e:
    # invalid signature
    return "Invalid signature", 400

  event_dict = event.to_dict()
  if event_dict['type'] == "payment_intent.succeeded":
    intent = event_dict['data']['object']
    print "Succeeded: ", intent['id']
    # Fulfill the customer's purchase
  elif event_dict['type'] == "payment_intent.payment_failed":
    intent = event_dict['data']['object']
    error_message = intent['last_payment_error']['message'] if intent.get('last_payment_error') else None
    print "Failed: ", intent['id'], error_message
    # Notify the customer that payment failed

  return "OK", 200

// You can find your endpoint's secret in your webhook settings
$endpoint_secret = 'whsec_...';

$payload = @file_get_contents('php://input');
$sig_header = $_SERVER['HTTP_STRIPE_SIGNATURE'];
$event = null;

try {
    $event = \Stripe\Webhook::constructEvent(
        $payload, $sig_header, $endpoint_secret
    );
} catch(\UnexpectedValueException $e) {
    // Invalid payload
    http_response_code(400); // PHP 5.4 or greater
    exit();
} catch(\Stripe\Error\SignatureVerification $e) {
    // Invalid signature
    http_response_code(400); // PHP 5.4 or greater
    exit();
}

if ($event->type == "payment_intent.succeeded") {
    $intent = $event->data->object;
    printf("Succeeded: %s", $intent->id);
    http_response_code(200);
    exit();
} elseif ($event->type == "payment_intent.payment_failed") {
    $intent = $event->data->object;
    $error_message = $intent->last_payment_error ? $intent->last_payment_error->message : "";
    printf("Failed: %s, %s", $intent->id, $error_message);
    http_response_code(200);
    exit();
}

import com.stripe.model.PaymentIntent;
import com.stripe.model.Event;
import com.stripe.net.Webhook;

import static spark.Spark.post;

public class StripeJavaQuickStart {
    public static void main(String[] args) {
      String endpointSecret = "whsec_...";

      post("/webhook", (request, response) -> {
        String payload = request.body();
        String sigHeader = request.headers("Stripe-Signature");
        Event event = null;

        try {
          event = Webhook.constructEvent(
            payload, sigHeader, endpointSecret
          );
        } catch (JsonSyntaxException e) {
          // Invalid payload
          response.status(400);
          return "Invalid payload";
        } catch (SignatureVerificationException e) {
          // Invalid signature
          response.status(400);
          return "Invalid signature";
        }

        PaymentIntent intent = null;
        switch(event.getType()) {
          case "payment_intent.succeeded":
            intent = (PaymentIntent) event.getData().getObject();
            System.out.println("Succeeded: " + intent.getId());
            break;
            // Fulfil the customer's purchase

          case "payment_intent.payment_failed":
            intent = (PaymentIntent) event.getData().getObject();
            System.out.println("Failed: " + intent.getId());
            break;
            // Notify the customer that payment failed

          default:
            // Handle other event types
            break;
        }

        response.status(200);
        return "OK";
      });
    }
}

app.use(require('body-parser').text({type: '*/*'}));

const endpointSecret = 'whsec_...';

app.post('/webhook', function(request, response) {
  const sig = request.headers['stripe-signature'];
  const body = request.body;

  let event = null;

  try {
    event = stripe.webhooks.constructEvent(request.body, sig, endpointSecret);
  }
  catch (err) {
    // invalid signature
    response.status(400).end();
    return;
  }

  let intent = null;
  switch (event['type']) {
    case 'payment_intent.succeeded':
      intent = event.data.object;
      console.log("Succeeded:", intent.id);
      break;
    case 'payment_intent.payment_failed':
      intent = event.data.object;
      const message = intent.last_payment_error && intent.last_payment_error.message;
      console.log('Failed:', intent.id, message);
      break;
  }

  response.sendStatus(200);
});

package main

import (
  "encoding/json"
  "net/http"

  stripe "github.com/stripe/stripe-go"
  webhook "github.com/stripe/stripe-go/webhook"
)

func main() {
  http.HandleFunc("/webhook", func(w http.ResponseWriter, req *http.Request) {
    body, err := ioutil.ReadAll(req.Body)
    if err != nil {
      fmt.Fprintf(os.Stderr, "Error reading request body: %v\n", err)
      w.WriteHeader(http.StatusServiceUnavailable)
      return
    }

    // Pass the request body & Stripe-Signature header to ConstructEvent, along with the webhook signing key
    // You can find your endpoint's secret in your webhook settings
    endpointSecret := "whsec_...";
    event, err := webhook.ConstructEvent(body, req.Header.Get("Stripe-Signature"), endpointSecret)

    if err != nil {
      fmt.Fprintf(os.Stderr, "Error verifying webhook signature: %v\n", err)
      w.WriteHeader(http.StatusBadRequest) // Return a 400 error on a bad signature
      return
    }

    if event.Type == "payment_intent.succeeded" {
      var paymentIntent stripe.PaymentIntent
      err := json.Unmarshal(event.Data.Raw, &paymentIntent)
      if err != nil {
        fmt.Fprintf(os.Stderr, "Error parsing webhook JSON: %v\n", err)
        w.WriteHeader(http.StatusBadRequest)
        return
      }
      fmt.Sprintf("Succeeded: %v\n", paymentIntent)
      // Fulfil the customer's purchase

    } else if event.Type == "payment_intent.payment_failed" {
      var paymentIntent stripe.PaymentIntent
        err := json.Unmarshal(event.Data.Raw, &paymentIntent)
        if err != nil {
          fmt.Fprintf(os.Stderr, "Error parsing webhook JSON: %v\n", err)
          w.WriteHeader(http.StatusBadRequest)
          return
        }
        fmt.Sprintf("Failed: %v, %v\n", paymentIntent, paymentIntent.LastPaymentError)
        // Notify the customer that payment failed
    }
    w.WriteHeader(http.StatusOK)
  })

  http.ListenAndServe(":3000", nil)
}

using System;
using System.IO;
using Microsoft.AspNetCore.Mvc;
using Microsoft.Extensions.Logging;
using Stripe;

namespace StripeExampleApi.Controllers
{
    [Route("webhook")]
    [ApiController]
    public class WebhookController : Controller
    {
        private readonly ILogger<WebhookController> _logger;

        public WebhookController(ILogger<WebhookController> logger)
        {
            _logger = logger;
        }

        const string secret = "whsec_...";

        [HttpPost]
        public ActionResult Post()
        {
            try {
                var json = new StreamReader(HttpContext.Request.Body).ReadToEnd();
                var stripeEvent = EventUtility.ConstructEvent(json,
                    Request.Headers["Stripe-Signature"], secret);

                PaymentIntent intent = null;

                switch (stripeEvent.Type)
                {
                  case "payment_intent.succeeded":
                    intent = (PaymentIntent)stripeEvent.Data.Object;
                    _logger.LogInformation("Succeeded: {ID}", intent.Id);

                    // Fulfil the customer's purchase

                    break;
                  case "payment_intent.payment_failed":
                    intent = (PaymentIntent)stripeEvent.Data.Object;
                    _logger.LogInformation("Failure: {ID}", intent.Id);

                    // Notify the customer that payment failed

                    break;
                  default:
                    // Handle other event types

                    break;
                }
                return new EmptyResult();

            }
            catch (StripeException e) {
                // Invalid Signature
                return BadRequest();
            }
        }
    }
}

When payment is unsuccessful, you can find more details by inspecting the PaymentIntent’s last_payment_error property. You can notify the customer that their payment didn’t complete and encourage them to try again with a different payment method. Reuse the same PaymentIntent to continue tracking the customer’s purchase.

Handling specific webhook events

The following list describes how to handle webhook events:

Event	What Happened	Expected Integration
`succeeded`	Customer’s payment succeeded	Fulfill the goods or services purchased by the customer
`amount_capturable_updated`	Customer’s payment is authorized and ready for capture	Capture the funds that are available for payment
`payment_failed`	Customer’s payment was declined by card network or otherwise expired	Reach out to your customer via email or push notification and prompt them to provide another payment method

Identifying charges on a PaymentIntent

When a PaymentIntent attempts to collect payment from a customer, it creates a charge object. You can inspect a PaymentIntent’s charges property to obtain its complete list of attempted charges:

# Set your secret key: remember to change this to your live secret key in production
# See your keys here: https://dashboard.stripe.com/account/apikeys
Stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'

intent = Stripe::PaymentIntent.retrieve('pi_Aabcxyz01aDfoo')
charges = intent.charges.data

# Set your secret key: remember to change this to your live secret key in production
# See your keys here: https://dashboard.stripe.com/account/apikeys
stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'

intent = stripe.PaymentIntent.retrieve('pi_Aabcxyz01aDfoo')
charges = intent['charges']['data']

// Set your secret key: remember to change this to your live secret key in production
// See your keys here: https://dashboard.stripe.com/account/apikeys
\Stripe\Stripe::setApiKey('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

$intent = \Stripe\PaymentIntent::retrieve('pi_Aabcxyz01aDfoo');
$charges = $intent->charges->data;

// Set your secret key: remember to change this to your live secret key in production
// See your keys here: https://dashboard.stripe.com/account/apikeys
Stripe.apiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";

PaymentIntent intent = PaymentIntent.retrieve("pi_Aabcxyz01aDfoo");
Map<Charge> charges = intent.charges.getData();

// Set your secret key: remember to change this to your live secret key in production
// See your keys here: https://dashboard.stripe.com/account/apikeys
const stripe = require('stripe')('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

(async () => {
  const intent = await stripe.paymentIntents.retrieve('pi_Aabcxyz01aDfoo');
  const charges = intent.charges.data;
})();

// Set your secret key: remember to change this to your live secret key in production
// See your keys here: https://dashboard.stripe.com/account/apikeys
stripe.Key = "sk_test_4eC39HqLyjWDarjtT1zdp7dc"

intent, err := paymentintent.Get("pi_Aabcxyz01aDfoo", nil)
charges := intent.Charges.Data

// Set your secret key: remember to change this to your live secret key in production
// See your keys here: https://dashboard.stripe.com/account/apikeys
StripeConfiguration.SetApiKey("sk_test_4eC39HqLyjWDarjtT1zdp7dc");

var service = new PaymentIntentService();
var intent = paymentIntents.Get("pi_Aabcxyz01aDfoo");
var charges = intent.Charges.Data;

The charges are listed in reverse chronological order, so the most recent charge is first in the array. Note that the array includes any unsuccessful charges created during the payment process in addition to the final successful charge.

Handling next actions

Some payment methods require additional steps, such as authentication, in order to complete the payment process. The Stripe.js handleCardPayment function handles these automatically, but some advanced integrations may wish to handle these manually.

The PaymentIntent’s next_action property exposes the next step that your integration must handle in order to complete the payment. The type of possible next actions can differ between various payment methods.

The following is a list of next action types and the payment methods that may require them:

Type	Payment methods	What it means	How to handle
redirect_to_url	Cards with 3DS	The customer needs to be sent to the provided URL to authenticate the payment.	`top.location = intent.redirect_to_url.url`

You can refer to the documentation for individual payment methods for more details about how to handle their required next actions.

Manually handling 3D Secure authentication with redirect

A common action of interest is authenticating the customer’s payment with 3D Secure, as required by upcoming Strong Customer Authentication rules. There are several possible ways to handle this in an integration. The recommended way is to use the handleCardPayment or handleCardAction functions in Stripe.js, which assumes responsibility for ushering customers through that process and any other actions that may be required.

To handle 3D Secure authentication manually, you can redirect the customer. This approach is used when you manually confirm the PaymentIntent and provide a return_url destination to indicate where the customer should be sent once authentication is complete. Manual PaymentIntent confirmation can be performed on the server or on the client with Stripe.js.

After confirmation, if the PaymentIntent has a status of requires_action, inspect the PaymentIntent’s next_action, determine if it is redirect_to_url, and redirect the customer to complete authentication. When applicable, the PaymentIntent’s next_action is populated with an object that has the following shape:

next_action: {
    type: 'redirect_to_url',
    redirect_to_url: {
      url: 'https://hooks.stripe.com/...',
      return_url: 'https://mysite.com'
    }
}

Use the following code in the browser to redirect the customer to the address provided by the next_action property:

var action = intent.next_action;
if (action && action.type === 'redirect_to_url') {
  window.location = action.redirect_to_url.url;
}

const action = intent.next_action;
if (action && action.type === 'redirect_to_url') {
  window.location = action.redirect_to_url.url;
}

When the customer finishes the authentication process, they are sent back to the destination that you specified with the return_url property when you created the PaymentIntent. The redirect also adds payment_intent and payment_intent_client_secret URL query parameters that your application can use to identify the PaymentIntent associated with the customer’s purchase.

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