Accepting payments as your business grows shouldn’t involve navigating a set of changing regulations and bank behaviors. Stripe simplifies payments. For example, the European Banking Authority passed the Strong Customer Authentication regulation, so businesses in Europe now have to request authentication from cardholders to complete certain transactions.

We designed the Payment Intents and Setup Intents APIs to handle these complex rules for you. When you tell Stripe exactly how you intend to use a card, we choose how to route payments behind the scenes to optimize your business’s payment acceptance rates.