Faster checkout with Link

Learn how to accept payments with the Link payment method.

Link is a reusable payment method with immediate notification that auto-fills your customers’ payment and shipping details for them at checkout. Customers store their payment information with the Link app, and reuse it across any Stripe merchants with Link enabled. When new customers come to your site, they can use Link to pay with their saved payment details.

Customer locations
Global
Presentment currency
All currencies supported on cards
Payment confirmation
Business-initiated
Recurring payments
Yes
Payout timing
Standard payout timing applies
Connect support
Yes
Dispute support
Yes
Refunds / Partial refunds
Yes / yes

Getting started

You can accept the Link payment method with the Payment Element for web based checkouts or the mobile Payment Element for iOS.

To accept the Link payment method for Android, sign up for early access.

How customers pay

A customer who visits a business that accepts Link can make a payment with the information they stored in Link by authenticating with an SMS code. After the customer authenticates, Link loads their billing, shipping, and payment details, and then they can pay with one click.

GIF example of a checkout page using Link.

When a Link customer needs to pay, they authenticate with SMS. After authentication, their billing, shipping, and payment details are available.

Customers can change their preferred Link payment details, add new cards, or change their address without you needing to manage the changes. For example, if a customer switches from a debit card to a credit card, Link handles the update and automatically applies the changes to your saved link PaymentMethod.

As Link expands to new countries, we’ll increase the number of funding sources customers can pay with to match local preferences. Currently, bank payments are enabled by default in test mode.

Receiving payment

Link allows customers to pay with any funding source supported by Link that works in their country. Link then pays out to the merchant in their preferred currency and method. When a merchant receives payment from a customer using Link, the payment_method_type listed for the payment is link.

Stripe adds additional payment methods to Link as funding sources for the customer’s Link account. On your payment page, Stripe only shows relevant payment methods to the customer based on their location and currency used. As a result, customers get access to their preferred payment methods through Link with no additional configuration or settlement requirements on the merchant’s part.

Refunds

You can issue full or partial refunds for Link payments by using the API to create a refund with the PaymentIntent object.

Disputed payments

Customers can dispute Link payments. You can see open disputes in the dashboard and through the Disputes API.

When a customer creates a dispute, it sends a charge.dispute.created webhook event and Stripe deducts both the dispute amount and dispute fee from your Stripe balance.