Payments
Bank redirects
giropay

giropay payments

Learn about giropay, a common payment method in Germany.

giropay is a German payment method based on online banking, introduced in 2006. It allows customers to complete transactions online using their online banking environment, with funds debited from their bank account. Depending on their bank, customers confirm payments on giropay using a second factor of authentication or a PIN. giropay accounts for 10% of online checkouts in Germany.

giropay redirects customers to their website to authenticate a payment and there is immediate notification about the success or failure of a payment.

Customer locations
Germany
Presentment currency
EUR
Payment confirmation
Customer-authenticated
Payment method family
Authenticated bank debit
Recurring payments
Yes
Payout timing
Standard payout timing applies
Connect support
Yes
Dispute support
No
Refunds / Partial refunds
Yes / yes
Stripe accounts in the following countries can accept giropay payments with local currency settlement.
Australia
Austria
Belgium
Bulgaria
Canada
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hong Kong
Ireland
Italy
Latvia
Lithuania
Luxembourg
Malta
Mexico
Netherlands
New Zealand
Norway
Poland
Portugal
Romania
Singapore
Slovakia
Slovenia
Spain
Sweden
Switzerland
United Kingdom
United States

Payment flow

Getting started

Get started with accepting giropay payments.

Disputed payments

The risk of fraud or unrecognized payments is low because the customer must authenticate the payment with their bank. As a result, you won’t have disputes that turn into chargebacks, with funds withdrawn from your Stripe account.

Refunds

giropay payments can be refunded up to 180 days after the original payment date.