giropay payments
Learn about giropay, a common payment method in Germany.
giropay is a German payment method based on online banking, introduced in 2006. It allows customers to complete transactions online using their online banking environment, with funds debited from their bank account. Depending on their bank, customers confirm payments on giropay using a second factor of authentication or a PIN. giropay accounts for 10% of online checkouts in Germany.
giropay redirects customers to their website to authenticate a payment and there is immediate notification about the success or failure of a payment.
Payment flow
Getting started
Get started with accepting giropay payments.
Disputed payments
The risk of fraud or unrecognized payments is low because the customer must authenticate the payment with their bank. As a result, you won’t have disputes that turn into chargebacks, with funds withdrawn from your Stripe account.
Refunds
giropay payments can be refunded up to 180 days after the original payment date.