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Accept an EPS payment

Learn how to accept EPS, a common payment method in Austria.

EPS is a single use payment method where customers are required to authenticate their payment. Customers pay with EPS by redirecting from your website, authorizing the payment, then returning to your website where you get immediate notification on whether the payment succeeded or failed.

1 Set up Stripe Server-side

First, you need a Stripe account. Register now.

Use our official libraries for access to the Stripe API from your application:

# Available as a gem
gem install stripe
# If you use bundler, you can add this line to your Gemfile
gem 'stripe'
# Install through pip
pip install --upgrade stripe
# Or find the Stripe package on http://pypi.python.org/pypi/stripe/
# Find the version you want to pin:
# https://github.com/stripe/stripe-python/blob/master/CHANGELOG.md
# Specify that version in your requirements.txt file
stripe>=2.48.0,<3.0
# Install the PHP library via Composer
composer require stripe/stripe-php
# Or download the source directly: https://github.com/stripe/stripe-php/releases
/*
 For Gradle, add the following dependency to your build.gradle and replace {VERSION} with
 the version number you want to use from
 - https://mvnrepository.com/artifact/com.stripe/stripe-java or
 - https://github.com/stripe/stripe-java/releases/latest
*/
implementation "com.stripe:stripe-java:{VERSION}"
<!--
  For Maven, add the following dependency to your POM and replace {VERSION} with the
  version number you want to use from
  - https://mvnrepository.com/artifact/com.stripe/stripe-java or
  - https://github.com/stripe/stripe-java/releases/latest
-->
<dependency>
  <groupId>com.stripe</groupId>
  <artifactId>stripe-java</artifactId>
  <version>{VERSION}</version>
</dependency>
# For other environments, manually install the following JARs:
# - The Stripe JAR from https://github.com/stripe/stripe-java/releases/latest
# - Google Gson from https://github.com/google/gson
# Install via npm
npm install --save stripe
# Make sure your project is using Go Modules
go mod init
# Install stripe-go
go get -u github.com/stripe/stripe-go/v71
// Then import the package
import (
  "github.com/stripe/stripe-go/v71"
)
# Install via dotnet
dotnet add package Stripe.net
dotnet restore
# Or install via NuGet
PM> Install-Package Stripe.net

2 Create a PaymentIntent Server-side

A PaymentIntent is an object that represents your intent to collect payment from a customer and tracks the lifecycle of the payment process through each stage. First, create a PaymentIntent on your server and specify the amount to collect and the eur currency. If you already have an integration using the Payment Intents API, add eps to the list of payment method types for your PaymentIntent.

curl https://api.stripe.com/v1/payment_intents \
  -u sk_test_4eC39HqLyjWDarjtT1zdp7dc: \
  -d amount=1099 \
  -d currency=eur \
  -d "payment_method_types[]"=eps

# Set your secret key. Remember to switch to your live secret key in production!
# See your keys here: https://dashboard.stripe.com/account/apikeys
Stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'

intent = Stripe::PaymentIntent.create({
  amount: 1099,
  currency: 'eur',
  payment_method_types: ['eps'],
})

# Set your secret key. Remember to switch to your live secret key in production!
# See your keys here: https://dashboard.stripe.com/account/apikeys
stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'

stripe.PaymentIntent.create(
  amount=1099,
  currency='eur',
  payment_method_types=['eps']
)

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
\Stripe\Stripe::setApiKey('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

\Stripe\PaymentIntent::create([
  'amount' => 1099,
  'currency' => 'eur',
  'payment_method_types' => ['eps'],
]);

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
Stripe.apiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";

PaymentIntentCreateParams params =
  PaymentIntentCreateParams.builder()
    .setAmount(1099L)
    .setCurrency("eur")
    .addPaymentMethodType("eps")
    .build();

PaymentIntent paymentIntent = PaymentIntent.create(params);

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
const Stripe = require('stripe');
const stripe = Stripe('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

const paymentIntent = await stripe.paymentIntents.create({
  amount: 1099,
  currency: 'eur',
  payment_method_types: ['eps'],
});

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
stripe.Key = "sk_test_4eC39HqLyjWDarjtT1zdp7dc"

params := &stripe.PaymentIntentParams{
  Amount: stripe.Int64(1099),
  Currency: stripe.String(string(stripe.CurrencyEUR)),
  PaymentMethodTypes: stripe.StringSlice([]string{
    "eps",
  }),
}
pi, _ := paymentintent.New(params)

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
StripeConfiguration.ApiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";

var options = new PaymentIntentCreateOptions
{
  Amount = 1099,
  Currency = "eur",
  PaymentMethodTypes = new List<string>
  {
    "eps",
  },
};

var service = new PaymentIntentService();
var intent = service.Create(options);

Included in the returned PaymentIntent is a client secret, which is used on the client side to securely complete the payment process instead of passing the entire PaymentIntent object. There are different approaches that you can use to pass the client secret to the client side.

You can retrieve the client secret from an endpoint on your server using the browser’s fetch function on the client side. This approach is generally most suitable when your client side is a single-page application, particularly one built with a modern frontend framework such as React. This example shows how to create the server endpoint that serves the client secret:

get '/secret' do
  intent = # ... Create or retrieve the PaymentIntent
  {client_secret: intent.client_secret}.to_json
end
from flask import Flask, jsonify
app = Flask(__name__)

@app.route('/secret')
def secret():
  intent = # ... Create or retrieve the PaymentIntent
  return jsonify(client_secret=intent.client_secret)
<?php
    $intent = # ... Create or retrieve the PaymentIntent
    echo json_encode(array('client_secret' => $intent->client_secret));
?>
import java.util.HashMap;
import java.util.Map;

import com.stripe.model.PaymentIntent;

import com.google.gson.Gson;

import static spark.Spark.get;

public class StripeJavaQuickStart {
    public static void main(String[] args) {
      Gson gson = new Gson();

      get("/secret", (request, response) -> {
        PaymentIntent intent = // ... Fetch or create the PaymentIntent

        Map<String, String> map = new HashMap();
        map.put("client_secret", intent.getClientSecret());

        return map;
      }, gson::toJson);
    }
}
const express = require('express');
const app = express();

app.get('/secret', async (req, res) => {
  const intent = // ... Fetch or create the PaymentIntent
  res.json({client_secret: intent.client_secret});
});

app.listen(3000, () => {
  console.log('Running on port 3000');
});
package main

import (
  "encoding/json"
  "net/http"

  stripe "github.com/stripe/stripe-go/v71"
)

type CheckoutData struct {
  ClientSecret string `json:"client_secret"`
}

func main() {
  http.HandleFunc("/secret", func(w http.ResponseWriter, r *http.Request) {
    intent := // ... Fetch or create the PaymentIntent
    data := CheckoutData{
      ClientSecret: intent.ClientSecret,
    }
    w.Header().Set("Content-Type", "application/json")
    w.WriteHeader(http.StatusOK)
    json.NewEncoder(w).Encode(data)
  })

  http.ListenAndServe(":3000", nil)
}
using System;
using Microsoft.AspNetCore.Mvc;
using Stripe;

namespace StripeExampleApi.Controllers
{
    [Route("secret")]
    [ApiController]
    public class CheckoutApiController : Controller
    {
        [HttpGet]
        public ActionResult Get()
        {
            var intent = // ... Fetch or create the PaymentIntent
            return Json(new {client_secret = intent.ClientSecret});
        }
    }
}

This example demonstrates how to fetch the client secret with JavaScript on the client side:

var response = fetch('/secret').then(function(response) {
  return response.json();
}).then(function(responseJson) {
  var clientSecret = responseJson.client_secret;
  // Call stripe.confirmEpsPayment() with the client secret.
});
(async () => {
  const response = await fetch('/secret');
  const {client_secret: clientSecret} = await response.json();
  // Call stripe.confirmEpsPayment() with the client secret.
})();

If your application uses server-side rendering, you may wish to use your template framework to embed the client secret in the HTML output of your checkout page during rendering. You can embed it in a data attribute or hidden HTML element and then extract it with JavaScript in order to use it to complete payment.

<input id="card-name" type="text">
<!-- placeholder for Elements -->
<div id="card-element"></div>
<button id="card-button" data-secret="<%= @intent.client_secret %>">Submit Payment</button>
get '/checkout' do
  @intent = # ... Fetch or create the PaymentIntent
  erb :checkout
end
<input id="card-name" type="text">
<!-- placeholder for Elements -->
<div id="card-element"></div>
<button id="card-button" data-secret="{{ client_secret }}">
  Submit Payment
</button>
@app.route('/checkout')
def checkout():
  intent = # ... Fetch or create the PaymentIntent
  return render_template('checkout.html', client_secret=intent.client_secret)
<?php
    $intent = # ... Fetch or create the PaymentIntent;
?>
...
<input id="card-name" type="text">
<!-- placeholder for Elements -->
<div id="card-element"></div>
<button id="card-button" data-secret="<?= $intent->client_secret ?>">
  Submit Payment
</button>
...
<input id="card-name" type="text">
<!-- placeholder for Elements -->
<div id="card-element"></div>
<button id="card-button" data-secret="{{ client_secret }}">
  Submit Payment
</button>
import java.util.HashMap;
import java.util.Map;

import com.stripe.model.PaymentIntent;

import spark.ModelAndView;

import static spark.Spark.get;

public class StripeJavaQuickStart {
    public static void main(String[] args) {
        get("/checkout", (request, response) -> {
          PaymentIntent intent = // ... Fetch or create the PaymentIntent

          Map map = new HashMap();
          map.put("client_secret", intent.getClientSecret());

          return new ModelAndView(map, "checkout.hbs");
        }, new HandlebarsTemplateEngine());
    }
}
<input id="card-name" type="text">
<!-- placeholder for Elements -->
<div id="card-element"></div>
<button id="card-button" data-secret="{{ client_secret }}">
  Submit Payment
</button>
const express = require('express');
const expressHandlebars = require('express-handlebars');
const app = express();

app.engine('.hbs', expressHandlebars({ extname: '.hbs' }));
app.set('view engine', '.hbs');
app.set('views', './views');

app.get('/checkout', async (req, res) => {
  const intent = // ... Fetch or create the PaymentIntent
  res.render('checkout', { client_secret: intent.client_secret });
});

app.listen(3000, () => {
  console.log('Running on port 3000');
});
<input id="card-name" type="text">
<!-- placeholder for Elements -->
<div id="card-element"></div>
<button id="card-button" data-secret="{{ .ClientSecret }}">
  Submit Payment
</button>
package main

import (
  "html/template"
  "net/http"

  stripe "github.com/stripe/stripe-go/v71"
)

type CheckoutData struct {
  ClientSecret string
}

func main() {
  checkoutTmpl := template.Must(template.ParseFiles("views/checkout.html"))

  http.HandleFunc("/checkout", func(w http.ResponseWriter, r *http.Request) {
    intent := // ... Fetch or create the PaymentIntent
    data := CheckoutData{
      ClientSecret: intent.ClientSecret,
    }
    checkoutTmpl.Execute(w, data)
  })

  http.ListenAndServe(":3000", nil)
}
<input id="card-name" type="text">
<!-- placeholder for Elements -->
<div id="card-element"></div>
<button id="card-button" data-secret="@ViewData["ClientSecret"]">
  Submit Payment
</button>
using System;
using Microsoft.AspNetCore.Mvc;
using Stripe;

namespace StripeExampleApi.Controllers
{
    [Route("/[controller]")]
    public class CheckoutController : Controller
    {
        public IActionResult Index()
        {
          var intent = // ... Fetch or create the PaymentIntent
          ViewData["ClientSecret"] = intent.ClientSecret;
          return View();
        }
    }
}

3 Collect payment method details Client-side

You’re ready to collect payment information on the client with Stripe Elements. Elements is a set of prebuilt UI components for collecting payment details.

A Stripe Element contains an iframe that securely sends the payment information to Stripe over an HTTPS connection. The checkout page address must also start with https:// rather than http:// for your integration to work.

You can test your integration without using HTTPS. Enable it when you’re ready to accept live payments.

Set up Stripe Elements

Stripe Elements is automatically available as a feature of Stripe.js. Include the Stripe.js script on your payment page by adding it to the head of your HTML file. Always load Stripe.js directly from js.stripe.com to remain PCI compliant. Do not include the script in a bundle or host a copy of it yourself.

<head>
  <title>Checkout</title>
  <script src="https://js.stripe.com/v3/"></script>
</head>

Create an instance of Elements with the following JavaScript on your checkout page:

var stripe = Stripe('pk_test_TYooMQauvdEDq54NiTphI7jx');
var elements = stripe.elements();
const stripe = Stripe('pk_test_TYooMQauvdEDq54NiTphI7jx');
const elements = stripe.elements();

Add and configure an epsBank Element

Elements needs a place to live in your payment form. Create empty DOM nodes (containers) with unique IDs in your payment form and then pass those IDs to Elements.

<form id="payment-form">
  <div class="form-row">
    <label for="accountholder-name">
      Name
    </label>
    <input id="accountholder-name"  name="accountholder-name">
  </div>

  <div class="form-row">
    <!--
      Using a label with a for attribute that matches the ID of the
      Element container enables the Element to automatically gain focus
      when the customer clicks on the label.
    -->
    <label for="eps-bank-element">
      EPS Bank
    </label>
    <div id="eps-bank-element">
      <!-- A Stripe Element will be inserted here. -->
    </div>
  </div>

  <button>Submit Payment</button>

  <!-- Used to display form errors. -->
  <div id="error-message" role="alert"></div>
</form>

/**
* Shows how you can use CSS to style your Element's container.
* These classes are added to your Stripe Element by default.
* You can override these classNames by using the options passed
* to the `epsBank` element.
* https://stripe.com/docs/js/elements_object/create_element?type=epsBank#elements_create-options-classes
*/

input,
.StripeElement {
  height: 40px;

  color: #32325d;
  background-color: white;
  border: 1px solid transparent;
  border-radius: 4px;

  box-shadow: 0 1px 3px 0 #e6ebf1;
  -webkit-transition: box-shadow 150ms ease;
  transition: box-shadow 150ms ease;
}

input {
  padding: 10px 12px;
}

input:focus,
.StripeElement--focus {
  box-shadow: 0 1px 3px 0 #cfd7df;
}

When the form above has loaded, create an instance of an epsBank Element and mount it to the Element container created above:

var options = {
  // Custom styling can be passed to options when creating an Element
  style: {
    base: {
      padding: '10px 12px',
      color: '#32325d',
      fontSize: '16px',
      '::placeholder': {
        color: '#aab7c4'
      },
    },
  },
};

// Create an instance of the epsBank Element
var epsBank = elements.create('epsBank', options);

// Add an instance of the epsBank Element into
// the `eps-bank-element` <div>
epsBank.mount('#eps-bank-element');
const options = {
  // Custom styling can be passed to options when creating an Element
  style: {
    base: {
      padding: '10px 12px',
      color: '#32325d',
      fontSize: '16px',
      '::placeholder': {
        color: '#aab7c4'
      },
    },
  },
};

// Create an instance of the epsBank Element
const epsBank = elements.create('epsBank', options);

// Add an instance of the epsBank Element into
// the `eps-bank-element` <div>
epsBank.mount('#eps-bank-element');

Elements are completely customizable. You can style Elements to match the look and feel of your site, providing a seamless checkout experience for your customers. It’s also possible to style various input states, for example when the Element has focus.

Install React Stripe.js and the Stripe.js loader from the npm public registry.

npm install --save @stripe/react-stripe-js @stripe/stripe-js

We also provide a UMD build for sites that do not use npm or modules.

Include the Stripe.js script, which exports a global Stripe function, and the UMD build of React Stripe.js, which exports a global ReactStripe object. Always load the Stripe.js script directly from js.stripe.com to remain PCI compliant. Do not include the script in a bundle or host a copy of it yourself.

<!-- Stripe.js -->
<script src="https://js.stripe.com/v3/"></script>

<!-- React Stripe.js development build -->
<script src="https://unpkg.com/@stripe/react-stripe-js@latest/dist/react-stripe.umd.js"></script>

<!-- When you are ready to deploy your site to production, remove the
     above development script, and include the following production build. -->
<script src="https://unpkg.com/@stripe/react-stripe-js@latest/dist/react-stripe.umd.min.js"></script>

Add Stripe.js and Elements to your page

To use Element components, wrap the root of your React app in an Elements provider. Call loadStripe with your publishable key and pass the returned Promise to the Elements provider.

import React from 'react';
import ReactDOM from 'react-dom';
import {Elements} from '@stripe/react-stripe-js';
import {loadStripe} from '@stripe/stripe-js';

import CheckoutForm from './CheckoutForm';

// Make sure to call `loadStripe` outside of a component’s render to avoid
// recreating the `Stripe` object on every render.
const stripePromise = loadStripe("pk_test_TYooMQauvdEDq54NiTphI7jx");

function App() {
  return (
    <Elements stripe={stripePromise}>
      <CheckoutForm />
    </Elements>
  );
};

ReactDOM.render(<App />, document.getElementById('root'));

Add and configure an EpsBankElement component

Use the EpsBankElement to allow your customer to select their preferred bank.

/**
* Use the CSS tab above to style your Element's container.
*/
import React from 'react';
import {EpsBankElement} from '@stripe/react-stripe-js';
import './EpsBankSectionStyles.css'

const EPS_ELEMENT_OPTIONS = {
  // Custom styling can be passed to options when creating an Element
  style: {
    base: {
      padding: '10px 12px',
      color: '#32325d',
      fontSize: '16px',
      '::placeholder': {
        color: '#aab7c4'
      },
    },
  },
};

function EpsBankSection() {
  return (
    <label>
      EPS Bank
      <EpsBankElement options={EPS_ELEMENT_OPTIONS} />
    </label>
  );
};

export default EpsBankSection;

/**
* Shows how you can use CSS to style your Element's container.
* These classes are added to your Stripe Element by default.
* You can override these classNames by using the options passed
* to the EpsBankElement component.
* https://stripe.com/docs/js/elements_object/create_element?type=epsBank#elements_create-options-classes
*/

input,
.StripeElement {
  height: 40px;

  color: #32325d;
  background-color: white;
  border: 1px solid transparent;
  border-radius: 4px;

  box-shadow: 0 1px 3px 0 #e6ebf1;
  -webkit-transition: box-shadow 150ms ease;
  transition: box-shadow 150ms ease;
}

input {
  padding: 10px 12px;
}

input:focus,
.StripeElement--focus {
  box-shadow: 0 1px 3px 0 #cfd7df;
}

Elements are completely customizable. You can style Elements to match the look and feel of your site, providing a seamless checkout experience for your customers. It’s also possible to style various input states, for example when the Element has focus.

4 Submit the payment to Stripe Client-side

Rather than sending the entire PaymentIntent object to the client, use its client secret from step 2. This is different from your API keys that authenticate Stripe API requests.

The client secret should still be handled carefully because it can complete the charge. Do not log it, embed it in URLs, or expose it to anyone but the customer.

Use stripe.confirmEpsPayment to handle the redirect away from your page and to complete the payment. Add a return_url to this function to indicate where Stripe should redirect the user after they complete the payment on their bank’s website or mobile application.

var form = document.getElementById('payment-form');
var accountholderName = document.getElementById('accountholder-name');

form.addEventListener('submit', function(event) {
  event.preventDefault();

  // Redirects away from the client
  stripe.confirmEpsPayment(
    '{{PAYMENT_INTENT_CLIENT_SECRET}}',
    {
      payment_method: {
        eps: epsBank,
        billing_details: {
          name: accountholderName.value,
        },
      },
      return_url: 'https://your-website.com/checkout/complete',
    }
  );
});
const form = document.getElementById('payment-form');
const accountholderName = document.getElementById('accountholder-name');

form.addEventListener('submit', (event) => {
  event.preventDefault();

  // Redirects away from the client
  const {error} = await stripe.confirmEpsPayment(
    '{{PAYMENT_INTENT_CLIENT_SECRET}}',
    {
      payment_method: {
        eps: epsBank,
        billing_details: {
          name: accountholderName.value,
        },
      },
      return_url: 'https://your-website.com/checkout/complete',
    }
  );
});

Use stripe.confirmEpsPayment to handle the redirect away from your page and to complete the payment. Add a return_url to this function to indicate where Stripe should redirect the user after they complete the payment on their bank’s website or mobile application.

To call stripe.confirmEpsPayment from your payment form component, use the useStripe and useElements hooks.

If you prefer traditional class components over hooks, you can instead use an ElementsConsumer.

import React from 'react';
import {useStripe, useElements, EpsBankElement} from '@stripe/react-stripe-js';

import EpsBankSection from './EpsBankSection';

export default function CheckoutForm() {
  const stripe = useStripe();
  const elements = useElements();

  const handleSubmit = async (event) => {
    // We don't want to let default form submission happen here,
    // which would refresh the page.
    event.preventDefault();
    if (!stripe || !elements) {
      // Stripe.js has not yet loaded.
      // Make sure to disable form submission until Stripe.js has loaded.
      return;
    }

    const epsBank = elements.getElement(EpsBankElement);

    // For brevity, this example is using uncontrolled components for
    // the accountholder's name. In a real world app you will
    // probably want to use controlled components.
    // https://reactjs.org/docs/uncontrolled-components.html
    // https://reactjs.org/docs/forms.html#controlled-components
    const accountholderName = event.target['accountholder-name'];
    const {error} = await stripe.confirmEpsPayment('{CLIENT_SECRET}', {
      payment_method: {
        eps: epsBank,
        billing_details: {
          name: accountholderName.value,
        },
      },
      return_url: 'https://your-website.com/checkout/complete',
    });

    if (error) {
      // Show error to your customer.
      console.log(error.message);
    }

    // Otherwise the customer will be redirected away from your
    // page to complete the payment with their bank.
  };

  return (
    <form onSubmit={handleSubmit}>
      <div className="form-row">
        <label>
          Name
          <input name="accountholder-name" placeholder="Jenny Rosen" required autocomplete />
        </label>
      </div>
      <div className="form-row">
        <EpsBankSection />
      </div>
      <button type="submit" disabled={!stripe}>
        Submit Payment
      </button>
    </form>
  );
}

import React from 'react';
import {ElementsConsumer, EpsBankElement} from '@stripe/react-stripe-js';

import EpsBankSection from './EpsBankSection';

class CheckoutForm extends React.Component {
  handleSubmit = async (event) => {
    // We don't want to let default form submission happen here,
    // which would refresh the page.
    event.preventDefault();
    const {stripe, elements} = this.props
    if (!stripe || !elements) {
      // Stripe.js has not yet loaded.
      // Make  sure to disable form submission until Stripe.js has loaded.
      return;
    }

    const epsBank = elements.getElement(EpsBankElement);

    // For brevity, this example is using uncontrolled components for
    // the accountholder's name. In a real world app you will
    // probably want to use controlled components.
    // https://reactjs.org/docs/uncontrolled-components.html
    // https://reactjs.org/docs/forms.html#controlled-components

    const accountholderName = event.target['accountholder-name'];
    const {error} = await stripe.confirmEpsPayment('{CLIENT_SECRET}', {
      payment_method: {
        eps: epsBank,
        billing_details: {
          name: accountholderName.value,
        },
      },
      return_url: 'https://your-website.com/checkout/complete',
    });

    if (error) {
      // Show error to your customer.
      console.log(error.message);
    }

    // Otherwise the customer will be redirected away from your
    // page to complete the payment with their bank.
  };

  render() {
    const {stripe} = this.props;

    return (
      <form onSubmit={this.handleSubmit}>
        <div className="form-row">
          <label>
            Name
            <input
              name="accountholder-name"
              placeholder="Jenny Rosen"
              required
            />
          </label>
        </div>
        <div className="form-row">
          <EpsBankSection />
        </div>
        <button type="submit" disabled={!stripe}>
          Submit Payment
        </button>
      </form>
    );
  }
}

export default function InjectedCheckoutForm() {
  return (
    <ElementsConsumer>
      {({stripe, elements}) => (
        <CheckoutForm  stripe={stripe} elements={elements} />
      )}
    </ElementsConsumer>
  );
}

The return_url should correspond to a page on your website that provides the status of the payment, by verifying the status of the PaymentIntent when rendering the return page. When Stripe redirects the customer to the return_url, the following URL query parameters are provided to verify status. You may also append your own query parameters when providing the return_url. They will persist through the redirect process.

Parameter Description
payment_intent The unique identifier for the PaymentIntent
payment_intent_client_secret The client secret of the PaymentIntent object

You can find details about the bank account the customer used to complete the payment on the resulting Charge under the payment_method_details property.

{
  "charges": {
    "data": [
      {
        "payment_method_details": {
          "eps": {
            "bank": "bank_austria",
            "verified_name": "JENNY ROSEN"
          },
          "type": "eps"
        },
        "id": "src_16xhynE8WzK49JbAs9M21jaR",
        "object": "source",
        "amount": 1099,
        "client_secret": "src_client_secret_UfwvW2WHpZ0s3QEn9g5x7waU",
See all 45 lines "created": 1445277809, "currency": "eur", "flow": "redirect", "livemode": true, "statement_descriptor": null, "status": "pending", "type": "eps", "usage": "single_use" } ], "object": "list", "has_more": false, "url": "/v1/charges?payment_intent=pi_1G1sgdKi6xqXeNtkldRRE6HT" }, "payment_method_options": { "eps": {} }, "payment_method_types": [ "eps" ], "id": "pi_1G1sgdKi6xqXeNtkldRRE6HT", "object": "payment_intent", "amount": 1099, "client_secret": "pi_1G1sgdKi6xqXeNtkldRRE6HT_secret_h9B56ObhTN72fQiBAuzcVPb2E", "confirmation_method": "automatic", "created": 1579259303, "currency": "eur", "livemode": true, "next_action": null }

5 Test your integration

Select any bank in the EPS bank list with your test API keys. After confirming the payment, you’re redirected to a test page with options to succeed or fail the payment. You can test the successful payment case by authenticating the payment on the redirect page. The PaymentIntent will transition from requires_action to succeeded.

To test the case where the user fails to authenticate, select any bank with your test API keys. On the redirect page, click Fail test payment. Your PaymentIntent will transition from requires_action to requires_payment_method.

Optional Handle post-payment events Server-side

Stripe sends a payment_intent.succeeded event when the payment completes. Use the Dashboard, a custom webhook, or a partner solution to receive these events and run actions, like sending an order confirmation email to your customer, logging the sale in a database, or starting a shipping workflow.

Listen for these events rather than waiting on a callback from the client. On the client, the customer could close the browser window or quit the app before the callback executes. Setting up your integration to listen for asynchronous events also makes it easier to accept more payment methods in the future. Check out our guide to payment methods to see the differences between all supported payment methods.

Receive events and run business actions

Manually

Use the Stripe Dashboard to view all your Stripe payments, send email receipts, handle payouts, or retry failed payments.

View your test payments in the Dashboard

Custom code

Build a webhook handler to listen for events and build custom asynchronous payment flows. Test and debug your webhook integration locally with the Stripe CLI.

Build a custom webhook

Prebuilt apps

Handle common business events, like shipping and inventory management, by integrating a partner application.

Browse shipping apps and extensions

Browse inventory management apps and extensions

See all partner solutions

Optional Handle EPS Bank Element changes Client-side

The EPS Bank Element outputs the customer’s selected bank as it changes. To perform additional logic with the bank value (e.g., requiring the field for form validation), you can listen to the change event:

epsBank.on('change', function(event) {
  var bank = event.value;
  // Perform any additional logic here...
});
epsBank.on('change', (event) => {
  const bank = event.value;
  // Perform any additional logic here...
});
<EpsBankElement onChange={(event) => {
  const bank = event.value;
  // Perform any additional logic here...
}}>

The change event contains other parameters that can help to build a richer user experience. Refer to the Stripe.js reference for more detail.

Optional Handle EPS redirect manually Server-side

We recommend relying on Stripe.js to handle EPS redirects and payments with confirmEpsPayment. However, you can also manually redirect your customers by:

  1. Providing the URL where your customers will be redirected after they complete their payment.
  2. Optionally providing the customer’s bank, where they will be redirected to authorize the payment. You can find the list of available banks under the Bank values section.
curl https://api.stripe.com/v1/payment_intents/{{PAYMENT_INTENT_ID}}/confirm \
  -u sk_test_4eC39HqLyjWDarjtT1zdp7dc: \
  -d return_url="https://your-website.com/checkout/complete" \
  -d "payment_method_data[type]"=eps \
  -d "payment_method_data[eps][bank]"=bank_austria

# Set your secret key. Remember to switch to your live secret key in production!
# See your keys here: https://dashboard.stripe.com/account/apikeys
Stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'

intent = Stripe::PaymentIntent.confirm(
  '{{PAYMENT_INTENT_ID}}',
  {
    return_url: 'https://your-website.com/checkout/complete',
    payment_method_data: {
      type: 'eps',
      eps: {
        bank: 'bank_austria',
      },
    },
  }
)
# Set your secret key. Remember to switch to your live secret key in production!
# See your keys here: https://dashboard.stripe.com/account/apikeys
stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'

stripe.PaymentIntent.confirm(
  '{{PAYMENT_INTENT_ID}}',
  return_url='https://your-website.com/checkout/complete',
  payment_method_data={
    'type': 'eps',
    'eps': {
      'bank': 'bank_austria',
    },
  },
)
// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
\Stripe\Stripe::setApiKey('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

$payment_intent = \Stripe\PaymentIntent::retrieve('{{PAYMENT_INTENT_ID}}');
$payment_intent->confirm([
  'return_url' => 'https://your-website.com/checkout/complete',
  'payment_method_data' => [
    'type' => 'eps',
    'eps' => [
      'bank' => 'bank_austria',
    ],
  ],
]);
// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
Stripe.apiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";

PaymentIntent paymentIntent = PaymentIntent.retrieve("{{PAYMENT_INTENT_ID}}");

PaymentIntentConfirmParams params =
  PaymentIntentConfirmParams.builder()
    .setReturnUrl("https://your-website.com/checkout/complete")
    .setPaymentMethodData(
      PaymentIntentCreateParams.PaymentMethodData.builder()
        .putExtraParams("eps[bank]", "bank_austria")
        .build())
    .build();

paymentIntent = paymentIntent.confirm(params);
// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
const Stripe = require('stripe');
const stripe = Stripe('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

const paymentIntent = await stripe.paymentIntents.confirm(
  '{{PAYMENT_INTENT_ID}}',
  {
    return_url: 'https://your-website.com/checkout/complete',
    payment_method_data: {
      type: 'eps',
      eps: {
        bank: 'bank_austria',
      },
    },
  }
);
// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
stripe.Key = "sk_test_4eC39HqLyjWDarjtT1zdp7dc"

params := &stripe.PaymentIntentConfirmParams{
  ReturnURL: stripe.String("https://your-website.com/checkout/complete"),
  PaymentMethodData: &stripe.PaymentIntentPaymentMethodDataParams{
    Type: stripe.String("eps"),
  },
}
params.AddExtra("payment_method_data[eps][bank]", stripe.String("bank_austria"))
pi, _ := paymentintent.Confirm("{{PAYMENT_INTENT_ID}}", params)
// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
StripeConfiguration.ApiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";

var options = new PaymentIntentConfirmOptions
{
    ReturnUrl = "https://your-website.com/checkout/complete",
    PaymentMethodData = new PaymentIntentPaymentMethodDataOptions
    {
      Type = "eps",
    },
};
options.AddExtraParams("payment_method_data[eps][bank]", "bank_austria");

var service = new PaymentIntentService();
var intent = service.Confirm("{{PAYMENT_INTENT_ID}}", options);
  1. Confirming the PaymentIntent has a status of requires_action. The type for the next_action will be redirect_to_url.
{
  "next_action": {
    "type": "redirect_to_url",
    "redirect_to_url": {
      "url": "https://hooks.stripe.com/...",
      "return_url": "https://your-website.com/checkout/complete"
    }
  },
  "charges": {
    "data": [
      {
        "payment_method_details": {
          "eps": {
          "bank": "bank_austria",
          "verified_name": "JENNY ROSEN"
See all 51 lines }, "type": "eps" }, "id": "src_16xhynE8WzK49JbAs9M21jaR", "object": "source", "amount": 1099, "client_secret": "src_client_secret_UfwvW2WHpZ0s3QEn9g5x7waU", "created": 1445277809, "currency": "eur", "flow": "redirect", "livemode": true, "statement_descriptor": null, "status": "pending", "type": "eps", "usage": "single_use" } ], "object": "list", "has_more": false, "url": "/v1/charges?payment_intent=pi_1G1sgdKi6xqXeNtkldRRE6HT" }, "payment_method_options": { "eps": {} }, "payment_method_types": [ "eps" ], "id": "pi_1G1sgdKi6xqXeNtkldRRE6HT", "object": "payment_intent", "amount": 1099, "client_secret": "pi_1G1sgdKi6xqXeNtkldRRE6HT_secret_h9B56ObhTN72fQiBAuzcVPb2E", "confirmation_method": "automatic", "created": 1579259303, "currency": "eur", "livemode": true }
  1. Redirecting the customer to the URL provided in the next_action property.
var action = intent.next_action;
if (action && action.type === 'redirect_to_url') {
  window.location = action.redirect_to_url.url;
}
const action = intent.next_action;
if (action && action.type === 'redirect_to_url') {
  window.location = action.redirect_to_url.url;
}

When the customer finishes the payment process, they are sent to the return_url destination. The payment_intent and payment_intent_client_secret URL query parameters are included and you may pass through your own query parameters, as described above.

Bank values

Bank name Value
Ärzte- und Apothekerbank arzte_und_apotheker_bank
Austrian Anadi Bank AG austrian_anadi_bank_ag
Bank Austria bank_austria
Bankhaus Carl Spängler & Co.AG bankhaus_carl_spangler
Bankhaus Schelhammer & Schattera AG bankhaus_schelhammer_und_schattera_ag
BAWAG P.S.K. AG bawag_psk_ag
BKS Bank AG bks_bank_ag
Brüll Kallmus Bank AG brull_kallmus_bank_ag
BTV VIER LÄNDER BANK btv_vier_lander_bank
Capital Bank Grawe Gruppe AG capital_bank_grawe_gruppe_ag
Dolomitenbank dolomitenbank
Easybank AG easybank_ag
Erste Bank und Sparkassen erste_bank_und_sparkassen
Hypo Alpe-Adria-Bank International AG hypo_alpeadriabank_international_ag
HYPO NOE LB für Niederösterreich u. Wien hypo_noe_lb_fur_niederosterreich_u_wien
HYPO Oberösterreich, Salzburg, Steiermark hypo_oberosterreich_salzburg_steiermark
Hypo Tirol Bank AG hypo_tirol_bank_ag
Hypo Vorarlberg Bank AG hypo_vorarlberg_bank_ag
HYPO-BANK BURGENLAND Aktiengesellschaft hypo_bank_burgenland_aktiengesellschaft
Marchfelder Bank marchfelder_bank
Oberbank AG oberbank_ag
Raiffeisen Bankengruppe Österreich raiffeisen_bankengruppe_osterreich
Schoellerbank AG schoellerbank_ag
Sparda-Bank Wien sparda_bank_wien
Volksbank Gruppe volksbank_gruppe
Volkskreditbank AG volkskreditbank_ag
VR-Bank Braunau vr_bank_braunau

Optional Storing customer bank preferences Client-side

You cannot reuse EPS PaymentMethods or save them to customers. You will need to create a new EPS PaymentMethod each time your customer selects this method of payment in your checkout, using the EPS Bank Element. To track your customer’s bank preference, we recommend storing bank values in your own database or using the metadata field on the Customer object.

You can prefill the EPS Bank Element with the customer’s bank preference when creating the Element:

var options = {
  // Include the bank name along with any custom styling
  value: "bank_austria",
  style: {
    base: {
      padding: '10px 12px',
      color: '#32325d',
      fontSize: '16px',
      '::placeholder': {
        color: '#aab7c4'
      },
    },
    invalid: {
      color: '#fa755a',
    },
  },
}

// Create an instance of the Element
var epsBank = elements.create('epsBank', options);

// Mount the Element
epsBank.mount('#eps-bank-element');
const options = {
  // Include the bank name along with any custom styling
  value: "bank_austria",
  style: {
    base: {
      padding: '10px 12px',
      color: '#32325d',
      fontSize: '16px',
      '::placeholder': {
        color: '#aab7c4'
      },
    },
  },
}

// Create an instance of the Element
const epsBank = elements.create('epsBank', options);

// Mount the Element
epsBank.mount('#eps-bank-element');
const EPS_ELEMENT_OPTIONS = {
  // Include the bank name along with any custom styling
  value: "bank_austria",
  style: {
    base: {
      padding: '10px 12px',
      color: '#32325d',
      fontSize: '16px',
      '::placeholder': {
        color: '#aab7c4'
      },
    },
  },
}

<EpsBankElement options={EPS_ELEMENT_OPTIONS} />

EPS is a single use payment method where customers are required to authenticate their payment. Customers pay with EPS by redirecting from your website, authorizing the payment, then returning to your website where you get immediate notification on whether the payment succeeded or failed.

1 Determine compatibility

A Checkout Session must satisfy all of the following conditions to support EPS payments:

  • Prices for all line items must be in the same currency. If you have line items in different currencies, create separate Checkout Sessions for each currency.
  • You can only use one-time line items (recurring subscription plans are not supported).

2 Accept a payment

This guide walks you through enabling EPS and shows the differences between accepting a card payment and using EPS.

Enable EPS as a payment method

When creating a new Checkout Session, you need to:

  1. Add eps to the list of payment_method_types
  2. Make sure all your line_items use the eur currency.
Stripe::Checkout::Session.create({
  mode: 'payment',
  payment_method_types: ['card'],
  payment_method_types: ['eps'],

  # or you can take multiple payment methods with
  # payment_method_types: ['card', 'eps', ...]
  line_items: [{
    price_data: {
      currency: 'usd',
      # To accept `eps`, all line items must have currency: `eur`
      currency: 'eur',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})
stripe.checkout.Session.create(
  payment_method_types=['card'],
  payment_method_types=['eps'],

  # or you can take multiple payment methods with
  # payment_method_types=['card', 'eps', ...]
  line_items=[{
    'price_data': {
      currency: 'usd',
      # To accept `eps`, all line items must have currency: `eur`
      currency: 'eur',
      'product_data': {
        'name': 'T-shirt',
      },
      'unit_amount': 2000,
    },
    'quantity': 1,
  }],
  mode='payment',
  success_url='https://example.com/success',
  cancel_url='https://example.com/cancel',
)
$session = \Stripe\Checkout\Session::create([
  'payment_method_types' => ['card'],
  'payment_method_types' => ['eps'],
  // or you can take multiple payment methods with
  // 'payment_method_types' => ['card', 'eps', ...]
  'line_items' => [[
    'price_data' => [
      'currency' => 'usd',
      # To accept `eps`, all line items must have currency: `eur`
      'currency' => 'eur',
      'product_data' => [
        'name' => 'T-shirt',
      ],
      'unit_amount' => 2000,
    ],
    'quantity' => 1,
  ]],
  'mode' => 'payment',
  'success_url' => 'https://example.com/success',
  'cancel_url' => 'https://example.com/cancel',
]);
SessionCreateParams params =
  SessionCreateParams.builder()
    .addPaymentMethodType(SessionCreateParams.PaymentMethodType.CARD)
    .addPaymentMethodType(SessionCreateParams.PaymentMethodType.EPS)
    .addLineItem(
      SessionCreateParams.LineItem.builder()
        .setPriceData(
          SessionCreateParams.LineItem.PriceData.builder()
            .setCurrency("usd")
            // To accept `eps`, all line items must have currency: `eur`
            .setCurrency("eur")
            .setUnitAmount(2000L)
            .setProductData(
              SessionCreateParams.LineItem.PriceData.ProductData.builder()
                .setName("T-shirt")
                .build())
            .build())
        .setQuantity(1L)
        .build())
    .setMode(SessionCreateParams.Mode.PAYMENT)
    .setSuccessUrl("https://example.com/success")
    .setCancelUrl("https://example.com/cancel")
    .build();

Session session = Session.create(params);
const session = await stripe.checkout.sessions.create({
  payment_method_types: ['card'],
  payment_method_types: ['eps'],

  // or you can take multiple payment methods with
  // payment_method_types: ['card', 'eps', ...]
  line_items: [{
    price_data: {
      currency: 'usd',
      // To accept `eps`, all line items must have currency: `eur`
      currency: 'eur',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  mode: 'payment',
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
});
params := &stripe.CheckoutSessionParams{
  PaymentMethodTypes: stripe.StringSlice([]string{
    "card",
    "eps",
  }),
  LineItems: []*stripe.CheckoutSessionLineItemParams{
    &stripe.CheckoutSessionLineItemParams{
      PriceData: &stripe.CheckoutSessionLineItemPriceDataParams{
        Currency: stripe.String("usd"),
        // To accept `eps`, all line items must have currency: `eur`
        Currency: stripe.String("eur"),
        ProductData: &stripe.CheckoutSessionLineItemPriceDataProductDataParams{
          Name: stripe.String("T-shirt"),
        },
        UnitAmount: stripe.Int64(2000),
      },
      Quantity: stripe.Int64(1),
    },
  },
  Mode: stripe.String(string(stripe.CheckoutSessionModePayment)),
  SuccessURL: stripe.String("https://example.com/success"),
  CancelURL: stripe.String("https://example.com/cancel"),
}

s, _ := session.New(params)
var options = new SessionCreateOptions
{
  PaymentMethodTypes = new List<string>
  {
    "card",
    "eps",
  },
  LineItems = new List<SessionLineItemOptions>
  {
    new SessionLineItemOptions
    {
      PriceData = new SessionLineItemPriceDataOptions
      {
        UnitAmount = 2000,
        Currency = "usd",
        // To accept `eps`, all line items must have currency: `eur`
        Currency = "eur",
        ProductData = new SessionLineItemPriceDataProductDataOptions
        {
          Name = "T-shirt",
        },
      },
      Quantity = 1,
    },
  },
  Mode = "payment",
  SuccessUrl = "https://example.com/success",
  CancelUrl = "https://example.com/cancel",
};

var service = new SessionService();
var session = service.Create(options);

Fulfill your orders

After accepting a payment, learn how to fulfill orders.

3 Test your integration

When testing your Checkout integration, select EPS as the payment method and click the Pay button.

4 Handle refunds and disputes

The refund period for EPS is up to 180 days after the original payment.

There is no dispute process—customers authenticate with their bank.

Accepting EPS in your app consists of displaying a webview to authenticate a payment. After authenticating, the customer returns to your app, and you can immediately confirm whether the payment succeeded or failed.

1 Set up Stripe Server-side Client-side

First, you need a Stripe account. Register now.

Server-side

This integration requires endpoints on your server that talk to the Stripe API. Use our official libraries for access to the Stripe API from your server:

# Available as a gem
gem install stripe
# If you use bundler, you can add this line to your Gemfile
gem 'stripe'
# Install through pip
pip install --upgrade stripe
# Or find the Stripe package on http://pypi.python.org/pypi/stripe/
# Find the version you want to pin:
# https://github.com/stripe/stripe-python/blob/master/CHANGELOG.md
# Specify that version in your requirements.txt file
stripe>=2.48.0,<3.0
# Install the PHP library via Composer
composer require stripe/stripe-php
# Or download the source directly: https://github.com/stripe/stripe-php/releases
/*
 For Gradle, add the following dependency to your build.gradle and replace {VERSION} with
 the version number you want to use from
 - https://mvnrepository.com/artifact/com.stripe/stripe-java or
 - https://github.com/stripe/stripe-java/releases/latest
*/
implementation "com.stripe:stripe-java:{VERSION}"
<!--
  For Maven, add the following dependency to your POM and replace {VERSION} with the
  version number you want to use from
  - https://mvnrepository.com/artifact/com.stripe/stripe-java or
  - https://github.com/stripe/stripe-java/releases/latest
-->
<dependency>
  <groupId>com.stripe</groupId>
  <artifactId>stripe-java</artifactId>
  <version>{VERSION}</version>
</dependency>
# For other environments, manually install the following JARs:
# - The Stripe JAR from https://github.com/stripe/stripe-java/releases/latest
# - Google Gson from https://github.com/google/gson
# Install via npm
npm install --save stripe
# Make sure your project is using Go Modules
go mod init
# Install stripe-go
go get -u github.com/stripe/stripe-go/v71
// Then import the package
import (
  "github.com/stripe/stripe-go/v71"
)
# Install via dotnet
dotnet add package Stripe.net
dotnet restore
# Or install via NuGet
PM> Install-Package Stripe.net

Client-side

The iOS SDK is open source, fully documented, and compatible with apps supporting iOS 11 or above.

  1. If you haven't already, install the latest version of CocoaPods.
  2. If you don't have an existing Podfile, run the following command to create one: 
    pod init
  3. Add this line to your Podfile: 
    pod 'Stripe'
  4. Run the following command: 
    pod install
  5. Don't forget to use the .xcworkspace file to open your project in Xcode, instead of the .xcodeproj file, from here on out.
  6. In the future, to update to the latest version of the SDK, just run: 
    pod update Stripe
  1. If you haven't already, install the latest version of Carthage.
  2. Add this line to your Cartfile: 
    github "stripe/stripe-ios"
  3. Follow the Carthage installation instructions.
  4. In the future, to update to the latest version of the SDK, run the following command: 
    carthage update stripe-ios --platform ios
  1. Head to our GitHub releases page and download and unzip Stripe.framework.zip.
  2. Drag Stripe.framework to the "Embedded Binaries" section of your Xcode project's "General" settings. Make sure to select "Copy items if needed".
  3. Head to the "Build Phases" section of your Xcode project settings, and create a new "Run Script Build Phase". Paste the following snippet into the text field: 
    bash "${BUILT_PRODUCTS_DIR}/${FRAMEWORKS_FOLDER_PATH}/Stripe.framework/integrate-dynamic-framework.sh"
  4. In the future, to update to the latest version of our SDK, just repeat steps 1 and 2.

When your app starts, configure the SDK with your Stripe publishable key so that it can make requests to the Stripe API.

import UIKit
import Stripe

@UIApplicationMain
class AppDelegate: UIResponder, UIApplicationDelegate {

    func application(_ application: UIApplication, didFinishLaunchingWithOptions launchOptions: [UIApplication.LaunchOptionsKey: Any]?) -> Bool {
        StripeAPI.defaultPublishableKey = "pk_test_TYooMQauvdEDq54NiTphI7jx"
        // do any other necessary launch configuration
        return true
    }
}
#import "AppDelegate.h"
@import Stripe;

@implementation AppDelegate
- (BOOL)application:(UIApplication *)application didFinishLaunchingWithOptions:(NSDictionary *)launchOptions {
    [StripeAPI setDefaultPublishableKey:@"pk_test_TYooMQauvdEDq54NiTphI7jx"];
    // do any other necessary launch configuration
    return YES;
}
@end

2 Create a PaymentIntent Server-side Client-side

A PaymentIntent is an object that represents your intent to collect payment from a customer and tracks the lifecycle of the payment process through each stage.

Server-side

First, create a PaymentIntent on your server and specify the amount to collect and the eur currency. If you already have an integration using the Payment Intents API, add eps to the list of payment method types for your PaymentIntent.

curl https://api.stripe.com/v1/payment_intents \
  -u sk_test_4eC39HqLyjWDarjtT1zdp7dc: \
  -d amount=1099 \
  -d currency=eur \
  -d "payment_method_types[]"=eps

# Set your secret key. Remember to switch to your live secret key in production!
# See your keys here: https://dashboard.stripe.com/account/apikeys
Stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'

intent = Stripe::PaymentIntent.create({
  amount: 1099,
  currency: 'eur',
  payment_method_types: ['eps'],
})

# Set your secret key. Remember to switch to your live secret key in production!
# See your keys here: https://dashboard.stripe.com/account/apikeys
stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'

stripe.PaymentIntent.create(
  amount=1099,
  currency='eur',
  payment_method_types=['eps']
)

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
\Stripe\Stripe::setApiKey('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

\Stripe\PaymentIntent::create([
  'amount' => 1099,
  'currency' => 'eur',
  'payment_method_types' => ['eps'],
]);

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
Stripe.apiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";

PaymentIntentCreateParams params =
  PaymentIntentCreateParams.builder()
    .setAmount(1099L)
    .setCurrency("eur")
    .addPaymentMethodType("eps")
    .build();

PaymentIntent paymentIntent = PaymentIntent.create(params);

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
const Stripe = require('stripe');
const stripe = Stripe('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

const paymentIntent = await stripe.paymentIntents.create({
  amount: 1099,
  currency: 'eur',
  payment_method_types: ['eps'],
});

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
stripe.Key = "sk_test_4eC39HqLyjWDarjtT1zdp7dc"

params := &stripe.PaymentIntentParams{
  Amount: stripe.Int64(1099),
  Currency: stripe.String(string(stripe.CurrencyEUR)),
  PaymentMethodTypes: stripe.StringSlice([]string{
    "eps",
  }),
}
pi, _ := paymentintent.New(params)

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
StripeConfiguration.ApiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";

var options = new PaymentIntentCreateOptions
{
  Amount = 1099,
  Currency = "eur",
  PaymentMethodTypes = new List<string>
  {
    "eps",
  },
};

var service = new PaymentIntentService();
var intent = service.Create(options);

Client-side

On the client, request a PaymentIntent from your server and store its client secret.

class CheckoutViewController: UIViewController {
    var paymentIntentClientSecret: String?

    func startCheckout() {
        // Request a PaymentIntent from your server and store its client secret
    }
}

@interface CheckoutViewController ()

@property (strong) NSString *paymentIntentClientSecret;

@end

@implementation CheckoutViewController

- (void)startCheckout {
    // Request a PaymentIntent from your server and store its client secret
}

@end

3 Collect payment method details Client-side

In your app, collect the required billing details (first and last name) from the customer.

class CheckoutViewController: UIViewController {
    private let nameField: UITextField = UITextField()
    // ...

    override func viewDidLoad() {
        super.viewDidLoad()

        nameField.textContentType = .name
        nameField.translatesAutoresizingMaskIntoConstraints = false
        view.addSubview(nameField)

        // ...
    }

    // ...
}

@implementation CheckoutViewController {
    UITextField *_nameField;
}

- (void)viewDidLoad {
    [super viewDidLoad];

    _nameField = [[UITextField alloc] init];
    _nameField.textContentType = UITextContentTypeName;
    _nameField.translatesAutoresizingMaskIntoConstraints = NO;
    [self.view addSubview:_nameField];

    // ...
}

// ...
@end

4 Submit the payment to Stripe Client-side

Retrieve the client secret from the PaymentIntent you created in step 2, create an STPPaymentMethodBillingDetails with the billing details, and call STPPaymentHandler confirmPayment. This presents a webview where the customer can complete the payment. Upon completion, the completion block is called with the result of the payment.

let paymentIntentParams = STPPaymentIntentParams(clientSecret: paymentIntentClientSecret)
let billingDetails = STPPaymentMethodBillingDetails()
billingDetails.name = nameField.text

// EPS does not require additional parameters so we only need to pass the init-ed
// STPPaymentMethoEPSParams instance to STPPaymentMethodParams
let eps = STPPaymentMethodEPSParams()
let paymentMethodParams = STPPaymentMethodParams(eps: eps, billingDetails: billingDetails, metadata: nil)

paymentIntentParams.paymentMethodParams = paymentMethodParams

STPPaymentHandler.shared().confirmPayment(withParams: paymentIntentParams,
                                          authenticationContext: self)
{ (handlerStatus, paymentIntent, error) in
    switch handlerStatus {
    case .succeeded:
        // Payment succeeded
        // ...

    case .canceled:
        // Payment canceled
        // ...

    case .failed:
        // Payment failed
        // ...

    @unknown default:
        fatalError()
    }
}

STPPaymentIntentParams *paymentIntentParams = [[STPPaymentIntentParams alloc] initWithClientSecret:clientSecret];

STPPaymentMethodBillingDetails *billingDetails = [[STPPaymentMethodBillingDetails alloc] init];
billingDetails.name = self->_nameField.text;


STPPaymentMethodEPSParams *eps = [[STPPaymentMethodEPSParams alloc] init];

// EPS does not require additional parameters so we only need to pass the init-ed
// STPPaymentMethoEPSParams instance to STPPaymentMethodParams
paymentIntentParams.paymentMethodParams = [STPPaymentMethodParams paramsWithEPS:eps
                                                                      billingDetails:billingDetails
                                                                            metadata:nil];

paymentIntentParams.returnURL = @"payments-example://stripe-redirect";
[[STPPaymentHandler sharedHandler] confirmPayment:paymentIntentParams
                        withAuthenticationContext:self.delegate
                                        completion:^(STPPaymentHandlerActionStatus handlerStatus, STPPaymentIntent * handledIntent, NSError * _Nullable handlerError) {
    switch (handlerStatus) {
        case STPPaymentHandlerActionStatusFailed:
            // Payment failed
            // ...
            break;
        case STPPaymentHandlerActionStatusCanceled:
            // Payment canceled
            // ...
            break;
        case STPPaymentHandlerActionStatusSucceeded:
            // Payment succeeded
            // ...
            break;
    }
}];

Optional Handle post-payment events

Stripe sends a payment_intent.succeeded event when the payment completes. Use the Dashboard, a custom webhook, or a partner solution to receive these events and run actions, like sending an order confirmation email to your customer, logging the sale in a database, or starting a shipping workflow.

Listen for these events rather than waiting on a callback from the client. On the client, the customer could close the browser window or quit the app before the callback executes. Setting up your integration to listen for asynchronous events also makes it easier to accept more payment methods in the future. Check out our guide to payment methods to see the differences between all supported payment methods.

Receive events and run business actions

Manually

Use the Stripe Dashboard to view all your Stripe payments, send email receipts, handle payouts, or retry failed payments.

View your test payments in the Dashboard

Custom code

Build a webhook handler to listen for events and build custom asynchronous payment flows. Test and debug your webhook integration locally with the Stripe CLI.

Build a custom webhook

Prebuilt apps

Handle common business events, like shipping and inventory management, by integrating a partner application.

Browse shipping apps and extensions

Browse inventory management apps and extensions

See all partner solutions

Accepting EPS in your app consists of displaying a webview to authenticate a payment. After authenticating, the customer returns to your app, and you can immediately confirm whether the payment succeeded or failed.

1 Set up Stripe Server-side Client-side

First, you need a Stripe account. Register now.

Server-side

This integration requires endpoints on your server that talk to the Stripe API. Use our official libraries for access to the Stripe API from your server:

# Available as a gem
gem install stripe
# If you use bundler, you can add this line to your Gemfile
gem 'stripe'
# Install through pip
pip install --upgrade stripe
# Or find the Stripe package on http://pypi.python.org/pypi/stripe/
# Find the version you want to pin:
# https://github.com/stripe/stripe-python/blob/master/CHANGELOG.md
# Specify that version in your requirements.txt file
stripe>=2.48.0,<3.0
# Install the PHP library via Composer
composer require stripe/stripe-php
# Or download the source directly: https://github.com/stripe/stripe-php/releases
/*
 For Gradle, add the following dependency to your build.gradle and replace {VERSION} with
 the version number you want to use from
 - https://mvnrepository.com/artifact/com.stripe/stripe-java or
 - https://github.com/stripe/stripe-java/releases/latest
*/
implementation "com.stripe:stripe-java:{VERSION}"
<!--
  For Maven, add the following dependency to your POM and replace {VERSION} with the
  version number you want to use from
  - https://mvnrepository.com/artifact/com.stripe/stripe-java or
  - https://github.com/stripe/stripe-java/releases/latest
-->
<dependency>
  <groupId>com.stripe</groupId>
  <artifactId>stripe-java</artifactId>
  <version>{VERSION}</version>
</dependency>
# For other environments, manually install the following JARs:
# - The Stripe JAR from https://github.com/stripe/stripe-java/releases/latest
# - Google Gson from https://github.com/google/gson
# Install via npm
npm install --save stripe
# Make sure your project is using Go Modules
go mod init
# Install stripe-go
go get -u github.com/stripe/stripe-go/v71
// Then import the package
import (
  "github.com/stripe/stripe-go/v71"
)
# Install via dotnet
dotnet add package Stripe.net
dotnet restore
# Or install via NuGet
PM> Install-Package Stripe.net

Client-side

The Android SDK is open source and fully documented.

To install the SDK, add stripe-android to the dependencies block of your app/build.gradle file:

apply plugin: 'com.android.application'

android { ... }

dependencies {
  // ...

  // Stripe Android SDK
  implementation 'com.stripe:stripe-android:16.1.1'
}

Configure the SDK with your Stripe publishable key so that it can make requests to the Stripe API, such as in your Application subclass:

import com.stripe.android.PaymentConfiguration

class MyApp : Application() {
    override fun onCreate() {
        super.onCreate()
        PaymentConfiguration.init(
            applicationContext,
            "pk_test_TYooMQauvdEDq54NiTphI7jx"
        )
    }
}

import com.stripe.android.PaymentConfiguration;

public class MyApp extends Application {
    @Override
    public void onCreate() {
        super.onCreate();
        PaymentConfiguration.init(
            getApplicationContext(),
            "pk_test_TYooMQauvdEDq54NiTphI7jx"
        );
    }
}

Our code samples also use OkHttp and GSON to make HTTP requests to a server.

2 Create a PaymentIntent Server-side Client-side

A PaymentIntent is an object that represents your intent to collect payment from a customer and tracks the lifecycle of the payment process through each stage.

Server-side

First, create a PaymentIntent on your server and specify the amount to collect and the eur currency. If you already have an integration using the Payment Intents API, add eps to the list of payment method types for your PaymentIntent.

curl https://api.stripe.com/v1/payment_intents \
  -u sk_test_4eC39HqLyjWDarjtT1zdp7dc: \
  -d amount=1099 \
  -d currency=eur \
  -d "payment_method_types[]"=eps

# Set your secret key. Remember to switch to your live secret key in production!
# See your keys here: https://dashboard.stripe.com/account/apikeys
Stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'

intent = Stripe::PaymentIntent.create({
  amount: 1099,
  currency: 'eur',
  payment_method_types: ['eps'],
})

# Set your secret key. Remember to switch to your live secret key in production!
# See your keys here: https://dashboard.stripe.com/account/apikeys
stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc'

stripe.PaymentIntent.create(
  amount=1099,
  currency='eur',
  payment_method_types=['eps']
)

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
\Stripe\Stripe::setApiKey('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

\Stripe\PaymentIntent::create([
  'amount' => 1099,
  'currency' => 'eur',
  'payment_method_types' => ['eps'],
]);

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
Stripe.apiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";

PaymentIntentCreateParams params =
  PaymentIntentCreateParams.builder()
    .setAmount(1099L)
    .setCurrency("eur")
    .addPaymentMethodType("eps")
    .build();

PaymentIntent paymentIntent = PaymentIntent.create(params);

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
const Stripe = require('stripe');
const stripe = Stripe('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

const paymentIntent = await stripe.paymentIntents.create({
  amount: 1099,
  currency: 'eur',
  payment_method_types: ['eps'],
});

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
stripe.Key = "sk_test_4eC39HqLyjWDarjtT1zdp7dc"

params := &stripe.PaymentIntentParams{
  Amount: stripe.Int64(1099),
  Currency: stripe.String(string(stripe.CurrencyEUR)),
  PaymentMethodTypes: stripe.StringSlice([]string{
    "eps",
  }),
}
pi, _ := paymentintent.New(params)

// Set your secret key. Remember to switch to your live secret key in production!
// See your keys here: https://dashboard.stripe.com/account/apikeys
StripeConfiguration.ApiKey = "sk_test_4eC39HqLyjWDarjtT1zdp7dc";

var options = new PaymentIntentCreateOptions
{
  Amount = 1099,
  Currency = "eur",
  PaymentMethodTypes = new List<string>
  {
    "eps",
  },
};

var service = new PaymentIntentService();
var intent = service.Create(options);

Client-side

On the client, request a PaymentIntent from your server and store its client secret.

class EpsPaymentActivity: AppCompatActivity() {
    private lateinit var paymentIntentClientSecret: String

    override fun onCreate(savedInstanceState: Bundle?) {
        // ...
        startCheckout()
    }


    private fun startCheckout() {
        // Request a PaymentIntent from your server and store its client secret
    }
}

public class EpsPaymentActivity extends AppCompatActivity {
    private String paymentIntentClientSecret;

    @Override
    public void onCreate(@Nullable Bundle savedInstanceState) {
        // ...
        startCheckout();
    }

    private void startCheckout() {
        // Request a PaymentIntent from your server and store its client secret
    }
}

3 Collect payment method details Client-side

In your app, collect the required billing details (first and last name) from the customer. Create a PaymentMethodCreateParams with the billing details.

val billingDetails = PaymentMethod.BillingDetails(name = "Jenny Rosen")
val paymentMethodCreateParams = PaymentMethodCreateParams.createEps(billingDetails)

PaymentMethod.BillingDetails billingDetails =
    new PaymentMethod.BillingDetails.Builder()
      .setName("Jenny Rosen")
      .build();

PaymentMethodCreateParams paymentMethodCreateParams =
  PaymentMethodCreateParams.createEps(billingDetails);

4 Submit the payment to Stripe Client-side

Retrieve the client secret from the PaymentIntent you created in step 2 and call Stripe#confirmPayment(). This presents a webview where the customer can complete the payment. Upon completion, onActivityResult is called with the result of the payment.

class EpsPaymentActivity : AppCompatActivity() {
    // ...
    private lateinit var paymentIntentClientSecret: String
    private val stripe: Stripe by lazy {
        Stripe(
            applicationContext,
            PaymentConfiguration.getInstance(applicationContext).publishableKey
        )
    }

    private fun startCheckout() {
        // ...

        val confirmParams = ConfirmPaymentIntentParams
                .createWithPaymentMethodCreateParams(
                  paymentMethodCreateParams = paymentMethodCreateParams,
                  clientSecret = paymentIntentClientSecret
                )
        stripe.confirmPayment(confirmParams)
    }

    override fun onActivityResult(requestCode: Int, resultCode: Int, data: Intent?) {
        super.onActivityResult(requestCode, resultCode, data)

        // Handle the result of stripe.confirmPayment
        stripe.onPaymentResult(requestCode, data, object : ApiResultCallback<PaymentIntentResult> {
            override fun onSuccess(result: PaymentIntentResult) {
                val paymentIntent = result.intent
                val status = paymentIntent.status
                if (status == StripeIntent.Status.Succeeded) {
                    // Payment succeeded
                } else {
                    // Payment failed/cancelled
                }
            }

            override fun onError(e: Exception) {
                // Payment failed
            }
        })
    }
}

public class EpsPaymentActivity extends AppCompatActivity {
    // ...
    private String paymentIntentClientSecret;
    private Stripe stripe;

    private void startCheckout() {
        // ...


        ConfirmPaymentIntentParams confirmParams = ConfirmPaymentIntentParams
                .createWithPaymentMethodCreateParams(
                  paymentMethodCreateParams,
                  paymentIntentClientSecret
                );
        final Context context = getApplicationContext();
        stripe = new Stripe(
                context,
                PaymentConfiguration.getInstance(context).getPublishableKey()
        );
        stripe.confirmPayment(this, confirmParams);
    }

    // ...

    @Override
    protected void onActivityResult(int requestCode, int resultCode, Intent data) {
        super.onActivityResult(requestCode, resultCode, data);

        // Handle the result of stripe.confirmPayment
        stripe.onPaymentResult(requestCode, data, new PaymentResultCallback());
    }

    // ...

    private static final class PaymentResultCallback
            implements ApiResultCallback<PaymentIntentResult> {

        @Override
        public void onSuccess(@NonNull PaymentIntentResult result) {
            PaymentIntent paymentIntent = result.getIntent();
            PaymentIntent.Status status = paymentIntent.getStatus();
            if (status == PaymentIntent.Status.Succeeded) {
                // Payment succeeded
            } else {
                // Payment failed/cancelled
            }
        }

        @Override
        public void onError(@NonNull Exception e) {
            // Payment failed
        }
    }
}

Optional Handle post-payment events

Stripe sends a payment_intent.succeeded event when the payment completes. Use the Dashboard, a custom webhook, or a partner solution to receive these events and run actions, like sending an order confirmation email to your customer, logging the sale in a database, or starting a shipping workflow.

Listen for these events rather than waiting on a callback from the client. On the client, the customer could close the browser window or quit the app before the callback executes. Setting up your integration to listen for asynchronous events also makes it easier to accept more payment methods in the future. Check out our guide to payment methods to see the differences between all supported payment methods.

Receive events and run business actions

Manually

Use the Stripe Dashboard to view all your Stripe payments, send email receipts, handle payouts, or retry failed payments.

View your test payments in the Dashboard

Custom code

Build a webhook handler to listen for events and build custom asynchronous payment flows. Test and debug your webhook integration locally with the Stripe CLI.

Build a custom webhook

Prebuilt apps

Handle common business events, like shipping and inventory management, by integrating a partner application.

Browse shipping apps and extensions

Browse inventory management apps and extensions

See all partner solutions

Was this page helpful?
Questions? Contact us.
Developer tutorials on YouTube.
On this page
Set up Stripe
Create a PaymentIntent
Collect payment method details
Submit the payment to Stripe
Test your integration
Handle post-payment events
Handle EPS Bank Element changes
Handle EPS redirect manually
Bank values
Storing customer bank preferences