Accept an EPS payment

Learn how to accept EPS, a common payment method in Austria.

Web

Mobile

Stripe automatically presents your customers payment method options by evaluating their currency, payment method restrictions, and other parameters. We recommend that you configure your payment methods from the Stripe Dashboard using the instructions in Accept a payment.

If you want to continue manually configuring the payment methods you present to your customers with Checkout, use this guide (for example, to accept payments in Subscription mode). Otherwise, migrate to the dashboard.

EPS is a single use payment method where customers are required to authenticate their payment. Customers pay with EPS by redirecting from your website, authorizing the payment, then returning to your website where you get immediate notification on whether the payment succeeded or failed.

Your use of EPS must be in accordance with the EPS Terms of Service.

Determine compatibility

A Checkout Session must satisfy all of the following conditions to support EPS payments:

Prices for all line items must be in the same currency. If you have line items in different currencies, create separate Checkout Sessions for each currency.
You can only use one-time line items (recurring subscription plans are not supported).

Accept a payment

Build an integration to accept a payment with Checkout before using this guide.

Use this guide to enable EPS—it shows the differences between accepting a card payment and using EPS.

Enable EPS as a payment method

When creating a new Checkout Session, you need to:

Add eps to the list of payment_method_types
Make sure all your line_items use the eur currency.

Stripe::Checkout::Session.create({
  mode: 'payment',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'eps'],
  line_items: [{
    price_data: {
      currency: 'usd',
      # To accept `eps`, all line items must have currency: eur
      currency: 'eur',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

Fulfill your orders

After accepting a payment, learn how to fulfill orders.

Test your integration

When testing your Checkout integration, select EPS as the payment method and click the Pay button.

Handle refunds and disputes

The refund period for EPS is up to 180 days after the original payment.

There is no dispute process—customers authenticate with their bank.