Supported uses cases and locations for Stripe Identity
Eligibility to use Stripe Identity depends on a combination of your business location, the type of business you operate, and your purpose for verifying the identity of an individual. Check the following lists to determine if Stripe Identity currently supports your use case and industry in your location.
While you can verify identity documents from across the globe, Stripe Identity is currently only available for businesses based in the following countries:
- United States
- United Kingdom
Access for businesses in the following countries are available by invite-only at the moment. Join the waitlist
- New Zealand
If you have any questions about supported and unsupported use cases, don’t hesitate to get in touch.
Supported use cases
You can use Stripe Identity for the following purposes:
- Trust and safety: For example, you’re verifying the identity of suspicious customers to reduce malicious behavior, scams or spam on your platform.
- Fraud prevention: For example, you’re adding ID verification to a critical flow where you’ve observed fraudulent behavior.
- Regulatory compliance: For example, you’re confirming the identity of users as a part of your own KYC compliance program. Stripe’s identity verification service offers one input or tool that you can use as part of a compliance program. Seek independent legal or compliance advice to determine whether Stripe’s identity verification service is suitable to use as part of your compliance program. Stripe doesn’t offer a comprehensive method to comply with regulatory legal obligations like know-your-customer (KYC) or anti-money laundering (AML), and Stripe isn’t acting as your agent to undertake these requirements on your behalf.
Unsupported use cases
You may not use Stripe Identity for any of the following purposes:
- Reselling as an independent ID verification service: Resale, provision, or further distribution of identity verification services to third parties. For example, your primary business is selling ID verification to other businesses.
- Processing Personal Health Information (PHI) by a HIPAA-covered entity: Verification or storage of “PHI” or personal health information protected by the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”). This only applies for businesses that are sharing data covered by the US HIPAA.
- Eligibility for Credit, Employment, Housing or Insurance or any “Permissible Purpose” under the US Fair Credit Reporting Act (“FCRA”): Conducting ID verification to determine if an individual is eligible for credit, housing, employment, insurance—or other purposes under the FCRA. This only applies to businesses that are using Identity for an activity that is covered by the US FCRA.
- Verifying anyone considered a minor or who is under the age of 16.
- Verifying anyone who is linked directly or indirectly with jurisdictions Stripe has deemed high risk, listed on our Restricted Business page.
- As, or in furtherance of, any Restricted Business.