Eligibility to use Stripe Identity depends on a combination of your business location, the type of business you operate, and your purpose for verifying the identity of an individual. Please check the following lists to determine if your use case and industry are currently supported by Stripe Identity in your location.
While you can verify identity documents from across the globe, Stripe Identity is currently only available for businesses based in the following countries:
- United States
- United Kingdom
Access for businesses in the following countries are available by invite-only at the moment. Join the waitlist
- Canada with the exception of Quebec (Stripe Identity isn’t available to any users with a registered business address in, or who target customers in, Quebec)
- New Zealand
If you have any questions about supported and unsupported use cases, don’t hesitate to get in touch.
Supported use cases
You can use Stripe Identity for the following purposes:
- Trust and safety: For example, you are verifying the identity of suspicious users to reduce bad actors, scammers, or spam on your platform.
- Fraud prevention: For example, you are adding ID verification to a critical flow where fraudulent behavior has been observed.
- Regulatory compliance: For example, you are confirming the identity of users as a part of meeting KYC requirements.
Unsupported use cases
You may not use Stripe Identity for any of the following purposes:
- Reselling as an independent ID verification service: Resale, provision, or further distribution of identity verification services to third parties. For example, your primary business is selling ID verification to other businesses.
- Processing Personal Health Information (PHI) by a HIPAA-covered entity: Verification or storage of “PHI” or personal health information protected by the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”). This only applies for businesses that are sharing data covered by the US HIPAA
- Eligibility for Credit, Employment, Housing or Insurance or any “Permissible Purpose” under the US Fair Credit Reporting Act (“FCRA”): Conducting ID verification to determine if an individual is eligible for credit, housing, employment, insurance—or other purposes under the FCRA. This only applies to businesses that are using Identity for an activity that is covered by the US FCRA.
- Verifying anyone considered a minor or who is under the age of 16
- Verifying anyone who is linked directly or indirectly with jurisdictions Stripe has deemed high risk, such as Cuba, Iran, North Korea, Crimea Region, and Syria
- As, or in furtherance of, any Restricted Business