Instant Payouts

Send Instant Payouts to your connected accounts

Instant Payouts

With Instant Payouts, you can immediately send funds to a connected account’s debit card. You can request Instant Payouts 24/7, including weekends and holidays, and funds typically appear in the associated bank account within 30 minutes.

Coverage

Instant Payouts is generally available in Canada, Singapore, and the United States. If your platform account is based in a different country but you would like to get access to Instant Payouts for Connected Accounts based in these countries, please get in touch.
Instant Payouts is in private beta in the United Kingdom—you can request an invite. If you would like access to Instant Payouts in another country, let us know.

Compatibility

You must add a supported debit card to the connected account to use Instant Payouts. When you add a card to an account, Stripe returns the available_payout_methods property in the response, which contains the set of payout methods Stripe supports for that card. Only values in this set should be passed as the method when creating a payout.

{
  "id": "card_9CUH5DBY1jTgQ0",
  "object": "card",
  ...
  "account": "acct_1032D82eZvKYlo2C",
  "available_payout_methods": ["standard", "instant"],
}

Creating an Instant Payout

To use Instant Payouts, specify instant for the method property when creating the payout:

Terminal

curl https://api.stripe.com/v1/payouts \
  -u sk_test_4eC39HqLyjWDarjtT1zdp7dc
 \
  -H "Stripe-Account: {{CONNECTED_STRIPE_ACCOUNT_ID}}" \
  -d "amount"=1000 \
  -d "currency"="usd" \
  -d "method"="instant"

Initially, platforms can pay out up to $5,000 USD per day—in total, across all connected accounts—through Instant Payouts. Each day resets at 12am CST. Contact us if you need to increase this threshold.

Before going live with Instant Payouts, we highly recommend reviewing our best practices for mitigating fraud risks. Meeting these requirements can help prevent losses from bad actors. Consider rolling out to your users by setting trust thresholds like minimum processing volume, days active, and chargeback rate.