Outbound Payments

Use OutboundPayments to send funds to another party’s external bank account or FinancialAccount. To send money to an account belonging to the same user, use an OutboundTransfer.

Simulate OutboundPayment state changes with the /v1/test_helpers/treasury/outbound_payments endpoints. These methods can only be called on test mode objects.

Endpoints

POST/v1/treasury/outbound_payments

GET/v1/treasury/outbound_payments/:id

GET/v1/treasury/outbound_payments

POST/v1/treasury/outbound_payments/:id/cancel

POST/v1/test_helpers/treasury/outbound_payments/:id/fail

POST/v1/test_helpers/treasury/outbound_payments/:id/post

POST/v1/test_helpers/treasury/outbound_payments/:id/return

POST/v1/test_helpers/treasury/outbound_payments/:id

The Outbound Payment object

Attributes

idstring
Unique identifier for the object.

objectstring
String representing the object’s type. Objects of the same type share the same value.

amountinteger
Amount (in cents) transferred.

cancelableboolean
Returns true if the object can be canceled, and false otherwise.

createdtimestamp
Time at which the object was created. Measured in seconds since the Unix epoch.

currencyenum
Three-letter ISO currency code, in lowercase. Must be a supported currency.

customernullable string
ID of the customer to whom an OutboundPayment is sent.

descriptionnullable string
An arbitrary string attached to the object. Often useful for displaying to users.

destination_payment_methodnullable string
The PaymentMethod via which an OutboundPayment is sent. This field can be empty if the OutboundPayment was created using destination_payment_method_data.

destination_payment_method_detailsnullable object
Details about the PaymentMethod for an OutboundPayment.

end_user_detailsnullable object
Details about the end user.

expected_arrival_datetimestamp
The date when funds are expected to arrive in the destination account.

financial_accountstring
The FinancialAccount that funds were pulled from.

hosted_regulatory_receipt_urlnullable string
A hosted transaction receipt URL that is provided when money movement is considered regulated under Stripe’s money transmission licenses.

livemodeboolean
Has the value true if the object exists in live mode or the value false if the object exists in test mode.

metadataobject
Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format.

returned_detailsnullable object
Details about a returned OutboundPayment. Only set when the status is returned.

statement_descriptorstring
The description that appears on the receiving end for an OutboundPayment (for example, bank statement for external bank transfer).

statusenum
Current status of the OutboundPayment: processing, failed, posted, returned, canceled. An OutboundPayment is processing if it has been created and is pending. The status changes to posted once the OutboundPayment has been “confirmed” and funds have left the account, or to failed or canceled. If an OutboundPayment fails to arrive at its destination, its status will change to returned.

status_transitionsobject
Hash containing timestamps of when the object transitioned to a particular status.

tracking_detailsnullable object
Details about network-specific tracking information if available.

transactionstringExpandable
The Transaction associated with this object.

The Outbound Payment object

{
  "id": "obp_1MtaD72eZvKYlo2Cu5d5S1kX",
  "object": "treasury.outbound_payment",
  "amount": 10000,
  "cancelable": false,
  "created": 1680716009,
  "currency": "usd",
  "customer": "cus_4QFOF3xrvBT2nU",
  "description": "OutboundPayment to a 3rd party",
  "destination_payment_method": "pm_1MtaD82eZvKYlo2CtGr4OxTt",
  "destination_payment_method_details": {
    "type": "us_bank_account",
    "destination": "ba_1MtaD62eZvKYlo2C8vwjm7bc"
  },
  "end_user_details": {
    "ip_address": null,
    "present": false
  },
  "expected_arrival_date": 1680716009,
  "financial_account": "fa_1MtaD72eZvKYlo2CYKM3DnUI",
  "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKOrhtqEGMgYgdA-GrKk6NZNsf-FXPEqqbHm44fwJ57pNybbkweviYUDJGYFOw4f9cAqpfvPKQZ6y0S2C5DYyRwmDs_36",
  "livemode": false,
  "metadata": {},
  "returned_details": null,
  "statement_descriptor": "payment",
  "status": "processing",
  "status_transitions": {
    "canceled_at": null,
    "failed_at": null,
    "posted_at": null,
    "returned_at": null
  },
  "transaction": "trxn_1MtaD72eZvKYlo2CmUu4Vs5c"
}

Create an OutboundPayment

Creates an OutboundPayment.

Parameters

amountintegerRequired
Amount (in cents) to be transferred.

currencyenumRequired
Three-letter ISO currency code, in lowercase. Must be a supported currency.

financial_accountstringRequired
The FinancialAccount to pull funds from.

customerstring
ID of the customer to whom the OutboundPayment is sent. Must match the Customer attached to the destination_payment_method passed in.

descriptionstring
An arbitrary string attached to the object. Often useful for displaying to users.

destination_payment_methodstring
The PaymentMethod to use as the payment instrument for the OutboundPayment. Exclusive with destination_payment_method_data.

destination_payment_method_dataobject
Hash used to generate the PaymentMethod to be used for this OutboundPayment. Exclusive with destination_payment_method.

destination_payment_method_optionsobject
Payment method-specific configuration for this OutboundPayment.

end_user_detailsobject
End user details.

metadataobject
Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to metadata.

statement_descriptorstring
The description that appears on the receiving end for this OutboundPayment (for example, bank statement for external bank transfer). Maximum 10 characters for ach payments, 140 characters for us_domestic_wire payments, or 500 characters for stripe network transfers. The default value is “payment”.

Returns

Returns an OutboundPayment object if there were no issues with OutboundPayment creation.

POST /v1/treasury/outbound_payments

Server-side language

curl https://api.stripe.com/v1/treasury/outbound_payments \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:" \
  -d financial_account=fa_1MtaD72eZvKYlo2CYKM3DnUI \
  -d amount=10000 \
  -d currency=usd \
  -d customer=cus_4QFOF3xrvBT2nU \
  -d destination_payment_method=pm_1MtaD82eZvKYlo2Cn1XtS23o \
  -d description="OutboundPayment to a 3rd party"

Response

{
  "id": "obp_1MtaD72eZvKYlo2Cu5d5S1kX",
  "object": "treasury.outbound_payment",
  "amount": 10000,
  "cancelable": false,
  "created": 1680716009,
  "currency": "usd",
  "customer": "cus_4QFOF3xrvBT2nU",
  "description": "OutboundPayment to a 3rd party",
  "destination_payment_method": "pm_1MtaD82eZvKYlo2CtGr4OxTt",
  "destination_payment_method_details": {
    "type": "us_bank_account",
    "destination": "ba_1MtaD62eZvKYlo2C8vwjm7bc"
  },
  "end_user_details": {
    "ip_address": null,
    "present": false
  },
  "expected_arrival_date": 1680716009,
  "financial_account": "fa_1MtaD72eZvKYlo2CYKM3DnUI",
  "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKOrhtqEGMgYgdA-GrKk6NZNsf-FXPEqqbHm44fwJ57pNybbkweviYUDJGYFOw4f9cAqpfvPKQZ6y0S2C5DYyRwmDs_36",
  "livemode": false,
  "metadata": {},
  "returned_details": null,
  "statement_descriptor": "payment",
  "status": "processing",
  "status_transitions": {
    "canceled_at": null,
    "failed_at": null,
    "posted_at": null,
    "returned_at": null
  },
  "transaction": "trxn_1MtaD72eZvKYlo2CmUu4Vs5c"
}

Retrieve an OutboundPayment

Retrieves the details of an existing OutboundPayment by passing the unique OutboundPayment ID from either the OutboundPayment creation request or OutboundPayment list.

Parameters

No parameters.

Returns

Returns an OutboundPayment object if a valid identifier was provided. Otherwise, returns an error.

GET /v1/treasury/outbound_payments/:id

Server-side language

curl https://api.stripe.com/v1/treasury/outbound_payments/obp_1MtaD72eZvKYlo2Cu5d5S1kX \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:"

Response

{
  "id": "obp_1MtaD72eZvKYlo2Cu5d5S1kX",
  "object": "treasury.outbound_payment",
  "amount": 10000,
  "cancelable": false,
  "created": 1680716009,
  "currency": "usd",
  "customer": "cus_4QFOF3xrvBT2nU",
  "description": "OutboundPayment to a 3rd party",
  "destination_payment_method": "pm_1MtaD82eZvKYlo2CtGr4OxTt",
  "destination_payment_method_details": {
    "type": "us_bank_account",
    "destination": "ba_1MtaD62eZvKYlo2C8vwjm7bc"
  },
  "end_user_details": {
    "ip_address": null,
    "present": false
  },
  "expected_arrival_date": 1680716009,
  "financial_account": "fa_1MtaD72eZvKYlo2CYKM3DnUI",
  "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKOrhtqEGMgYgdA-GrKk6NZNsf-FXPEqqbHm44fwJ57pNybbkweviYUDJGYFOw4f9cAqpfvPKQZ6y0S2C5DYyRwmDs_36",
  "livemode": false,
  "metadata": {},
  "returned_details": null,
  "statement_descriptor": "payment",
  "status": "processing",
  "status_transitions": {
    "canceled_at": null,
    "failed_at": null,
    "posted_at": null,
    "returned_at": null
  },
  "transaction": "trxn_1MtaD72eZvKYlo2CmUu4Vs5c"
}

List all OutboundPayments

Returns a list of OutboundPayments sent from the specified FinancialAccount.

Parameters

financial_accountstring
Returns objects associated with this FinancialAccount.

createdobject
Only return OutboundPayments that were created during the given date interval.

customerstring
Only return OutboundPayments sent to this customer.

statusenum
Only return OutboundPayments that have the given status: processing, failed, posted, returned, or canceled.

More parameters

ending_beforestring

limitinteger

starting_afterstring

Returns

A dictionary with a data property that contains an array of up to limit OutboundPayments, starting after OutboundPayments starting_after. Each entry in the array is a separate OutboundPayments object. If no more OutboundPayments are available, the resulting array is empty.

GET /v1/treasury/outbound_payments

Server-side language

curl -G https://api.stripe.com/v1/treasury/outbound_payments \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:" \
  -d financial_account=fa_1MtaD72eZvKYlo2CYKM3DnUI \
  -d limit=3

Response

{
  "object": "list",
  "url": "/v1/treasury/outbound_payments",
  "has_more": false,
  "data": [
    {
      "id": "obp_1MtaD72eZvKYlo2Cu5d5S1kX",
      "object": "treasury.outbound_payment",
      "amount": 10000,
      "cancelable": false,
      "created": 1680716009,
      "currency": "usd",
      "customer": "cus_4QFOF3xrvBT2nU",
      "description": "OutboundPayment to a 3rd party",
      "destination_payment_method": "pm_1MtaD82eZvKYlo2CtGr4OxTt",
      "destination_payment_method_details": {
        "type": "us_bank_account",
        "destination": "ba_1MtaD62eZvKYlo2C8vwjm7bc"
      },
      "end_user_details": {
        "ip_address": null,
        "present": false
      },
      "expected_arrival_date": 1680716009,
      "financial_account": "fa_1MtaD72eZvKYlo2CYKM3DnUI",
      "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKOrhtqEGMgYgdA-GrKk6NZNsf-FXPEqqbHm44fwJ57pNybbkweviYUDJGYFOw4f9cAqpfvPKQZ6y0S2C5DYyRwmDs_36",
      "livemode": false,
      "metadata": {},
      "returned_details": null,
      "statement_descriptor": "payment",
      "status": "processing",
      "status_transitions": {
        "canceled_at": null,
        "failed_at": null,
        "posted_at": null,
        "returned_at": null
      },
      "transaction": "trxn_1MtaD72eZvKYlo2CmUu4Vs5c"
    }
  ]
}

Outbound Payments

The Outbound Payment object

Attributes

idstring

objectstring

amountinteger

cancelableboolean

createdtimestamp

currencyenum

customernullable string

descriptionnullable string

destination_payment_methodnullable string

destination_payment_method_detailsnullable object

end_user_detailsnullable object

expected_arrival_datetimestamp

financial_accountstring

hosted_regulatory_receipt_urlnullable string

livemodeboolean

metadataobject

returned_detailsnullable object

statement_descriptorstring

statusenum

status_transitionsobject

tracking_detailsnullable object

transactionstringExpandable

Create an OutboundPayment

Parameters

amountintegerRequired

currencyenumRequired

financial_accountstringRequired

customerstring

descriptionstring

destination_payment_methodstring

destination_payment_method_dataobject

destination_payment_method_optionsobject

end_user_detailsobject

metadataobject

statement_descriptorstring

Returns

Retrieve an OutboundPayment

Parameters

Returns

List all OutboundPayments

Parameters

financial_accountstring

createdobject

customerstring

statusenum

More parametersExpand all

ending_beforestring

limitinteger

starting_afterstring

Returns

More parameters