Product Manager, Merchant Classification San Francisco

About Merchant Classification at Stripe

The Merchant Classification team at Stripe build the rules, models, and interfaces to classify Stripe’s businesses. Accurately classifying businesses helps minimize the risk of financial loss related to fraud risk, credit risk, or violation of Stripe’s terms of service, and also improves users’ experience with Stripe by providing them with products adapted to their needs and industry.

About the role:

At Stripe, Product Managers help build innovative products for our customers. Product development is an extremely collaborative effort between engineering, design, analytics and customer-facing teams. You’d be joining an extended team of experienced Product Managers who have a track record of successfully building large-scale business and consumer products that are collectively impacting millions of users around the world.

The Merchant Classification Product Manager will be responsible for the product direction of Stripe’s engineering efforts to reduce chiefly credit losses and supportability incidents, all while improving the quality of the experience of the vast majority of supportable and well-intended businesses on Stripe. Their responsibility will include areas such as:

  • product strategy for the continuous improvement of Stripe’s rules and models classifying unsupportable businesses
  • product strategy on detection efforts to identify prohibited or restricted businesses looking to operate on Stripe.
  • product strategy and execution of interfaces with users to improve the precision of industry and business model classification efforts
  • infrastructure development to empower Risk Strategists and User Policy Strategists to experiment with and deploy risk mitigation strategies

You may be a good fit if:

  • You’re a creative product thinker who loves collaborating across the company with engineering, risk operations, analytics, marketing, design and sales
  • You have experience operating within risk management or otherwise adversarial environments
  • You have strong written and verbal communication skills with a talent for precise articulation of customer problems
  • You have experience managing technical software products from kick-off to ship
  • You do whatever it takes to make your product and team successful whether that means writing a QA plan or hunting down the root cause of a user’s frustration
  • You can turn incomplete, conflicting, or ambiguous inputs into solid action plans
  • Beyond just shipping new products, you obsess about continuous product improvement and can optimize for shipping a portfolio of small, medium and large releases.
  • You have experience building or working on technical platforms that enable concurrent development of features by teams located around the world.


  • You have worked as a Product Manager for 3+ years
  • You have experience with fraud risk and payments-related products or technical platforms
  • You know the right questions to ask engineers about architecture and product decisions alike

What’s it like to work at Stripe?

Stripe is helping the internet fulfill its potential as a platform for economic progress by building software tools that accelerate global economic access and technological development. Stripe makes it easy to start, run and scale an internet business from anywhere in the world.

We look at Stripe as a constant work in progress and the same is true of our people; for all of us, we believe the best is yet to come. We’re here to support each other in our curiosity and creativity – which we pursue through thoughtful discussion and knowledge-sharing among a diverse set of peers and colleagues.

We want to work in a company of warm, inclusive people who treat their colleagues exceptionally well. The kind of people who are committed to going out of their way to help other Stripes in the short-term and pushing them to improve over the long-term (by helping them to get better at what they do).

We’re a highly cross-functional organization and view that as part of the fun: we design our space to encourage as much collaboration as possible. We have long tables in the kitchen for a reason (to enable everyone to meet new people and learn from them). We also have a culture of transparency that we carry through to email communication, ensuring that Stripes all around the world have the information they need to make good local decisions.

In both our products and our people, we aim to reflect, represent and advocate for all of our users, globally. Our users transcend geography, culture and language; what we share, collectively, is a drive to create a fairer, more economically interconnected world.

Guide to the onsite interview


We look forward to hearing from you.

Apply now