Seattle or New York City

Full time

Impact Analytics

Data Scientist, Financial Risk Modeling

Come help us build best-in-class models to measure, mitigate, and optimize Stripe's financial risks

Seattle or New York City

Full time

Impact Analytics

Stripe is building world class financial risk management capabilities, with the goal of being fully automated and supremely lean.  We’re looking for an experienced financial risk analytics  professional to join our fast growing team.  You will help us to build integrated financial systems and risk models, which will include assessments of our market risks on a standalone and portfolio basis.  The output from these models will be leveraged in trading systems, risk management tools, and exposure management tracking against our corporate risk appetite limits and Key Risk Indicators (KRI’s).  In doing so, you will work closely with our Treasury, Finance, Accounting, and Engineering teams to develop the systems and analytics necessary to quantify our market risks and inform our business decisions. You will also work closely with our Product and Sales teams to shape our understanding of how Stripe is performing as a business, as well as what our best opportunities are for continued growth.  

You will:

  • Develop statistical models and simulations to measure and optimize our transactional foreign currency costs 
  • Build intraday P&L and real-time risk management tools for foreign currency trading 
  • Develop stress test models for global foreign currency and interest rate risks that incorporate macroeconomic forecasting  
  • Design fully automated systems that capture flows across our 25+ countries, 130+ currencies, and thousands of users
  • Develop Key Risk Indicators (KRI’s), ensuring that we monitor and mitigate the financial impact of our risks
  • Ensure that our financial risk management is appropriate for the scale and complexity of our business
  • Work with Product and Sales to analyze new business opportunities, share insights, and assess their risk profile and to inform our strategy and pricing
  • Work with our Finance, Risk, and Engineering teams to have a company-wide assessment of Stripe’s market risk exposure. Facilitate the determination of the company’s risk appetite, tolerances, and limits
  • Work with Product and Sales teams to help shape our performance and share insights on strategy
  • Develop and implement risk management policies, procedures, and controls

We’re looking for someone who has:

  • A PhD or Masters Degree in a quantitative discipline (e.g. statistics, mathematics)
  • 7+ years of relevant experience in designing quantitative models to assess corporate financial risks
  • A demonstrated ability to manage and deliver on multiple projects with a high attention to detail
  • Strong understanding of financial products across FX and interest rates and accompanying industry models (e.g. greeks, value-at-risk, derivatives pricing, stress testing, transaction cost analysis)
  • Strong working knowledge of SQL, R, Python, Matlab, C++, or equivalent
  • The ability to work with extremely large data sets
  • A deep understanding of financial risks and controls, including hedging strategy
  • An inclination to solve problems systematically via infrastructure and automation
  • Flexibility with changing requirements in an evolving and fast-paced environment
  • Solid business acumen and experience in synthesizing complex analyses into interpretable content
  • Strong communication skills and a track record of building and leveraging cross-functional relationships with technical and non-technical partners
  • A builder’s mindset with a willingness to question assumptions and conventional wisdom 

Your should include these in your application:

  • Your resume and/or LinkedIn profile

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.

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