New York City or Seattle. Remote in North America only

Full time

Risk

Credit Risk Strategist, Enterprise

New York City or Seattle. Remote in North America only

Full time

Risk

Stripe handles billions of dollars every year for businesses around the world, and the Risk team plays a critical role in the company’s financial and partnership success. As a credit strategist on the Commercial Business Risk team, you will help underwrite and manage a portfolio of our largest and fastest growing businesses while guiding credit strategy and devising growth-friendly solutions that reduce Stripe’s credit risk. This is a high impact role that involves cross-functional partnership with Sales, Legal, Treasury, and Finance. 

You will:

  • Work directly with our top merchants, from successful venture-backed startups to well established institutions, to evaluate their business models and financial statements
  • Provide tailored credit risk recommendations that mitigate Stripe’s exposure while facilitating partner company growth
  • Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models
  • Deliver insights to support key business decisions ranging from onboarding strategies to  pricing analysis and product launches
  • Help drive a risk-centric approach to innovating Stripe’s products and infrastructure
  • Refine tools and processes to help the group deliver on key performance indicators
  • Work with internal and external partners to support entrepreneurs around the world

We are looking for someone with:

  • 5+ years of relevant experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
  • The ability to transform business and financial data into a cohesive narrative that outlines potential credit risks and presents dynamic mitigation strategies
  • Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries
  • Superb written, verbal, and analytical skills
  • Attention to detail while managing priorities in a fast-paced environment
  • The ability to comfortably interact with the CFOs and CEOs of our top merchants
  • Deep empathy for entrepreneurs running a business, and are motivated to solve problems to empower them
  • Bachelor’s degree in Economics, Statistics, Finance, Computer Science, Engineering or other quantitative field
  • Experience with SQL is preferred but not required

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.

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