Card Dispute Operations Manager

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions
of companies - from the world’s largest enterprises to the most
ambitious startups - use Stripe to accept payments, grow their revenue,
and accelerate new business opportunities. Our mission is to increase
the GDP of the internet, and we have a staggering amount of work ahead.
That means you have an unprecedented opportunity to put the global
economy within everyone's reach while doing the most important work of
your career.

About the team

Stripe Product Experience Operations is at the forefront of building
scalable, tech-forward, users-first operations for the next generation
of fintech products. We work closely with Stripe’s Issuing and Banking
and Capital teams to tackle our users’ most complex needs. Our team
harnesses deep domain expertise in banking and financial services,
paired with Stripe’s strength in building simple, user-friendly
software, to create industry leading user experiences.

What you’ll do

As the Manager of our Dispute and Transaction Operations team, you will
lead dispute and transaction operations for Stripe’s rapidly growing
Banking-as-a-Service business and serve as a subject matter expert on
card disputes, chargebacks and transaction exceptions. This is an
exciting opportunity to define Stripe’s dispute operations roadmap and
build new processes from the ground up.

Responsibilities

  • Manage a team of specialists that handles dispute intake and dispute
    resolution processes; pre-presentments, pre-arbitration, and
    arbitration cases; and banking transaction exceptions, including ACH
    returns and reversals and user offboarding
  • Monitor team performance and drive operational efficiencies, ensuring
    that we can efficiently and effectively support our quickly growing
    Issuing business
  • Collaborate closely with multiple teams, including Engineering,
    Product, Risk, Finance & Strategy, and Compliance to continually
    improve our systems, tools, and processes
  • Act as the Stripe subject matter expert on Issuing disputes and play a
    key role in launching new products

Who you are

We're looking for someone who meets the minimum requirements to be
considered for the role. If you meet these requirements, you are
encouraged to apply. The preferred qualifications are a bonus, not a
requirement.

Minimum requirements

  • At least seven years of firsthand experience with the dispute
    management process at a fintech or other financial institution and at
    least four years of experience managing teams
  • A thorough understanding of the card brand dispute management rules,
    response codes, and recommended response data and a thorough
    understanding of fraudulent disputes investigations 
  • Experience escalating chargebacks through re-presentment, arbitration,
    and other dispute resolution classifications
  • Experience working with Regulation E and Regulation Z
  • Experience with Visa’s VROL and MasterCard’s MCOM
  • Outstanding communication skills and ability to influence priorities
  • Experience partnering closely with Engineering and Product teams
  • Dexterity and appetite to manage a high-performing team while working
    closely with Product to build 0-1 solutions for new lines of business
  • Ability to think strategically and analytically about complex product
    and technical challenges

Preferred qualifications

  • Experience with SQL
  • Experience at a rapidly scaling institution
  • Experience with transaction handling and Nacha rules

Pay and Benefits

The annual US base salary range for this role is $134,200 - $181,600. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

Office locations

Chicago

Remote locations

Remote in United States

Team

Operations

Job type

Full time

We look forward to hearing from you

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.