Backend / API Engineer, Financial Crimes

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions
of companies—from the world’s largest enterprises to the most ambitious
startups—use Stripe to accept payments, grow their revenue, and
accelerate new business opportunities. Our mission is to increase the
GDP of the internet, and we have a staggering amount of work ahead. That
means you have an unprecedented opportunity to put the global economy
within everyone’s reach while doing the most important work of your

About the team

Stripe’s mission is to build the economic infrastructure for the
internet. To accomplish this ambitious agenda, Stripe needs to enable
business, banks, payment infrastructure and customers at scale. Stripe
is required by law or contractual agreements (with partners) to prevent
misuse of its products in the form of fraud, money laundering, terrorist
financing and many financial crimes and illegitimate actions. Building
trust with regulators, banks, businesses & customers is a key
ingredient for Stripe to be successful and we are building best-in-class
ML/AI to help deal with risk mitigation at scale, enable good businesses
and develop high partner trust. 

The Financial Crimes engineering team is responsible for building the
platform, tooling, data architecture and ML models to help Stripe detect
and action on compliance risks like Anti Money Laundering, sanctioning,
KYC to name a few. Our work impacts Stripe's reputation as a reliable
and trustworthy company to manage the worlds financial transactions and
protects Stripe from legal action and punitive fines. In short we impact
Stripe's bottom line and help build a safer financial backbone for the

What you’ll do

Our ambition is to build industry-leading solutions to hard problems

  • Building data pipelines to incorporate new signals and paradigms like
    digital-wallets for countering crypto based financial crimes and money
    laundering efforts
  • Develop merchant risk profiles that can be used for multiple
    downstream applications like fraud, credit and supportability risks. 
  • Building risk engineering systems at scale, to help Stripe grow its
    footprint rapidly

Here are some of the problems you will be tackling:

  • As Stripe grows its footprint, how do we build risk engineering
    systems that scale?
  • How do we track a merchant's activity across Stripe and use it to
    make risk determinations?
  • How do we detect an unusual pattern of accessing Stripe?

You will have an outsized impact on the direction, design &
implementation of the solutions to these problems.


  • Proposing and implementing product ideas that directly reduce Stripe’s
    compliance risks legal actions by regulatory bodies or partner fines.
  • Building systems, platform and tooling to detect, evaluate and action
    on  businesses for risk 
  • Working with our partner teams to launch new policies that directly
    impact Stripe’s bottom line.
  • Helping engineers across the company to develop technologies for
    scaling our infrastructure.
  • Debugging production issues across services and multiple levels of the

Who you are

We’re looking for someone who meets the minimum requirements to be
considered for the role. If you meet these requirements, you are
encouraged to apply. The preferred qualifications are a bonus, not a

Minimum requirements

  • Have between 2 and 6 years of industry software engineering
  • Enjoy and have experience building scalable backend infrastructure.
  • Worked with technologies like Kafka, Presto, MongoDB, Databricks, etc.
  • Hold yourself and others to a high bar when working with production
  • Take pride in taking ownership and driving projects to business impact
  • Thrive in a collaborative environment

Preferred qualifications

  • Have experience in Java, Scala (Spark), or Ruby
  • Have experience in interfacing with ML systems

Pay and Benefits

The annual US base salary range for this role is $133,100 - $180,100. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

Remote locations

Remote in United States, or Canada



Job type

Full time

We look forward to hearing from you

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.