The easiest way to integrate Stripe is via Checkout, an embedded tool that takes care of building an HTML form, validating user input, and securing your customers' card data. Using Checkout, sensitive credit card information is sent directly to Stripe, and does not touch your server. Stripe returns to your site a token representation of the card, and this token can then be used in a charge request.
Checkout is a fairly high-level solution. For a more custom approach, you can instead use Stripe with your own payment form via Stripe.js.
To see Checkout in action, click the button below, filling in the resulting form with:
- Any random, syntactically valid email address (the more random, the better)
- One of Stripe's test card numbers, such as 4242424242424242
- Any three digit CVC code
- Any expiration date in the future
- Any billing ZIP code, such as 12345
Embedding Checkout in your site
To get started, add the following code to your payment page, making sure that the form submits to your own server-side code within the action attribute:
<form action="/your-server-side-code" method="POST"> <script src="https://checkout.stripe.com/checkout.js" class="stripe-button" data-key="pk_test_6pRNASCoBOKtIshFeQd4XMUh" data-amount="999" data-name="Stripe.com" data-description="Widget" data-image="https://stripe.com/img/documentation/checkout/marketplace.png" data-locale="auto" data-zip-code="true"> </script> </form>
The most important line is the
data-key attribute added to the script tag. This key identifies your account when communicating with Stripe. We've placed a random API key in the code. Replace it with your actual publishable API key to test this code through your Stripe account.
You will need to replace the test key with your live key for production uses. When you're ready, learn more about how the keys play into test and live modes.
The above configuration also accepts the user's ZIP code, when applicable, and passes this to Stripe. Although optional, using address and ZIP code verifications is highly recommended as they'll help reduce fraud.
Generating and using tokens
With Stripe, sensitive cardholder data does not hit your server, greatly minimizing your PCI compliance burden. Stripe takes care of the hardest parts of PCI compliance, like redacting logs and encrypting card details. Just enable HTTPS on your checkout page, and we'll take over from there.
Here's the whole workflow:
- The customer arrives at your payment page that includes the Checkout code, loaded over HTTPS.
- The customer clicks the payment button (e.g., Pay with Card), completes the payment form, and clicks Pay $9.99 within the Checkout window (or whatever your Checkout pay button is).
- Checkout sends the payment details directly to Stripe from the customer's browser, assuming the details pass basic validation.
- Stripe returns a token to Checkout, or an error message if the card-network validation fails.
- Checkout takes the returned token and stores it in the page's primary form—the one surrounding the script tag above, in a hidden element named
- Checkout submits the form to your server.
- Your server uses the posted token to charge the card.
If need be, revisit the Checkout demo at the top of the page to see these first four steps in action.
Once the form, with the stored payment token, is submitted to your server, you'll want to use the payment details just collected. Usually this means one of three actions:
- Charging the customer immediately
- Saving the credit card details for later
- Signing your customer up to a subscription
- Checkout Reference