Outbound Transfers

Use OutboundTransfers to transfer funds from a FinancialAccount to a PaymentMethod belonging to the same entity. To send funds to a different party, use OutboundPayments instead. You can send funds over ACH rails or through a domestic wire transfer to a user’s own external bank account.

Simulate OutboundTransfer state changes with the /v1/test_helpers/treasury/outbound_transfers endpoints. These methods can only be called on test mode objects.

Endpoints

POST/v1/treasury/outbound_transfers

GET/v1/treasury/outbound_transfers/:id

GET/v1/treasury/outbound_transfers

POST/v1/treasury/outbound_transfers/:id/cancel

POST/v1/test_helpers/treasury/outbound_transfers/:id/fail

POST/v1/test_helpers/treasury/outbound_transfers/:id/post

POST/v1/test_helpers/treasury/outbound_transfers/:id/return

The OutboundTransfer object

Attributes

idstring
Unique identifier for the object.

objectstring
String representing the object’s type. Objects of the same type share the same value.

amountinteger
Amount (in cents) transferred.

cancelableboolean
Returns true if the object can be canceled, and false otherwise.

createdtimestamp
Time at which the object was created. Measured in seconds since the Unix epoch.

currencyenum
Three-letter ISO currency code, in lowercase. Must be a supported currency.

descriptionnullable string
An arbitrary string attached to the object. Often useful for displaying to users.

destination_payment_methodnullable string
The PaymentMethod used as the payment instrument for an OutboundTransfer.

destination_payment_method_detailsobject
Details about the PaymentMethod for an OutboundTransfer

expected_arrival_datetimestamp
The date when funds are expected to arrive in the destination account.

financial_accountstring
The FinancialAccount that funds were pulled from.

hosted_regulatory_receipt_urlnullable string
A hosted transaction receipt URL that is provided when money movement is considered regulated under Stripe’s money transmission licenses.

livemodeboolean
Has the value true if the object exists in live mode or the value false if the object exists in test mode.

metadataobject
Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format.

returned_detailsnullable object
Details about a returned OutboundTransfer. Only set when the status is returned.

statement_descriptorstring
Information about the OutboundTransfer to be sent to the recipient account.

statusenum
Current status of the OutboundTransfer: processing, failed, canceled, posted, returned. An OutboundTransfer is processing if it has been created and is pending. The status changes to posted once the OutboundTransfer has been “confirmed” and funds have left the account, or to failed or canceled. If an OutboundTransfer fails to arrive at its destination, its status will change to returned.

status_transitionsobject
Hash containing timestamps of when the object transitioned to a particular status.

transactionstringExpandable
The Transaction associated with this object.

The OutboundTransfer object

{
  "id": "obt_1Mtaaz2eZvKYlo2CUu1tWGAl",
  "object": "treasury.outbound_transfer",
  "amount": 500,
  "cancelable": true,
  "created": 1680717489,
  "currency": "usd",
  "description": "OutboundTransfer to my external bank account",
  "destination_payment_method": "pm_1234567890",
  "destination_payment_method_details": {
    "billing_details": {
      "address": {
        "city": "San Francisco",
        "country": "US",
        "line1": "1234 Fake Street",
        "line2": null,
        "postal_code": "94102",
        "state": "CA"
      },
      "email": null,
      "name": "Jane Austen"
    },
    "type": "us_bank_account",
    "us_bank_account": {
      "account_holder_type": "company",
      "account_type": "checking",
      "bank_name": "STRIPE TEST BANK",
      "fingerprint": "AP24Iso0btGp4N10",
      "last4": "6789",
      "network": "ach",
      "routing_number": "110000000"
    }
  },
  "expected_arrival_date": 1680825600,
  "financial_account": "fa_1Mtaaz2eZvKYlo2CUf56sIA1",
  "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKLHttqEGMgYCCwVOvUY6NpO8ArWrjrz6Hxk3d8tQ4d_RvOqMTOeq6js5eE94-f-7DwBzjjD1wxIUhOyub1KFYH8QKxj9oA",
  "livemode": false,
  "metadata": {},
  "returned_details": null,
  "statement_descriptor": "transfer",
  "status": "processing",
  "status_transitions": {
    "canceled_at": null,
    "failed_at": null,
    "posted_at": null,
    "returned_at": null
  },
  "transaction": "trxn_1Mtaaz2eZvKYlo2Cn9D12psR"
}

Create an OutboundTransfer

Creates an OutboundTransfer.

Parameters

amountintegerRequired
Amount (in cents) to be transferred.

currencyenumRequired
Three-letter ISO currency code, in lowercase. Must be a supported currency.

financial_accountstringRequired
The FinancialAccount to pull funds from.

descriptionstring
An arbitrary string attached to the object. Often useful for displaying to users.

destination_payment_methodstring
The PaymentMethod to use as the payment instrument for the OutboundTransfer.

destination_payment_method_optionsobject
Hash describing payment method configuration details.

metadataobject
Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to metadata.

statement_descriptorstring
Statement descriptor to be shown on the receiving end of an OutboundTransfer. Maximum 10 characters for ach transfers or 140 characters for us_domestic_wire transfers. The default value is “transfer”.

Returns

Returns an OutboundTransfer object if there were no issues with OutboundTransfer creation. The status of the created OutboundTransfer object is initially marked as processing.

POST /v1/treasury/outbound_transfers

Server-side language

curl https://api.stripe.com/v1/treasury/outbound_transfers \
  -u "sk_test_4eC39Hq...arjtT1zdp7dcsk_test_4eC39HqLyjWDarjtT1zdp7dc:" \
  -d financial_account=fa_1Mtaaz2eZvKYlo2CUf56sIA1 \
  -d destination_payment_method=pm_1234567890 \
  -d amount=500 \
  -d currency=usd \
  -d description="OutboundTransfer to my external bank account"

Response

{
  "id": "obt_1Mtaaz2eZvKYlo2CUu1tWGAl",
  "object": "treasury.outbound_transfer",
  "amount": 500,
  "cancelable": true,
  "created": 1680717489,
  "currency": "usd",
  "description": "OutboundTransfer to my external bank account",
  "destination_payment_method": "pm_1234567890",
  "destination_payment_method_details": {
    "billing_details": {
      "address": {
        "city": "San Francisco",
        "country": "US",
        "line1": "1234 Fake Street",
        "line2": null,
        "postal_code": "94102",
        "state": "CA"
      },
      "email": null,
      "name": "Jane Austen"
    },
    "type": "us_bank_account",
    "us_bank_account": {
      "account_holder_type": "company",
      "account_type": "checking",
      "bank_name": "STRIPE TEST BANK",
      "fingerprint": "AP24Iso0btGp4N10",
      "last4": "6789",
      "network": "ach",
      "routing_number": "110000000"
    }
  },
  "expected_arrival_date": 1680825600,
  "financial_account": "fa_1Mtaaz2eZvKYlo2CUf56sIA1",
  "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKLHttqEGMgYCCwVOvUY6NpO8ArWrjrz6Hxk3d8tQ4d_RvOqMTOeq6js5eE94-f-7DwBzjjD1wxIUhOyub1KFYH8QKxj9oA",
  "livemode": false,
  "metadata": {},
  "returned_details": null,
  "statement_descriptor": "transfer",
  "status": "processing",
  "status_transitions": {
    "canceled_at": null,
    "failed_at": null,
    "posted_at": null,
    "returned_at": null
  },
  "transaction": "trxn_1Mtaaz2eZvKYlo2Cn9D12psR"
}

Retrieve an OutboundTransfer

Retrieves the details of an existing OutboundTransfer by passing the unique OutboundTransfer ID from either the OutboundTransfer creation request or OutboundTransfer list.

Parameters

No parameters.

Returns

Returns an OutboundTransfer object if a valid identifier was provided. Otherwise, returns an error.

GET /v1/treasury/outbound_transfers/:id

Server-side language

curl https://api.stripe.com/v1/treasury/outbound_transfers/obt_1Mtaaz2eZvKYlo2CUu1tWGAl \
  -u "sk_test_4eC39Hq...arjtT1zdp7dcsk_test_4eC39HqLyjWDarjtT1zdp7dc:"

Response

{
  "id": "obt_1Mtaaz2eZvKYlo2CUu1tWGAl",
  "object": "treasury.outbound_transfer",
  "amount": 500,
  "cancelable": true,
  "created": 1680717489,
  "currency": "usd",
  "description": "OutboundTransfer to my external bank account",
  "destination_payment_method": "pm_1234567890",
  "destination_payment_method_details": {
    "billing_details": {
      "address": {
        "city": "San Francisco",
        "country": "US",
        "line1": "1234 Fake Street",
        "line2": null,
        "postal_code": "94102",
        "state": "CA"
      },
      "email": null,
      "name": "Jane Austen"
    },
    "type": "us_bank_account",
    "us_bank_account": {
      "account_holder_type": "company",
      "account_type": "checking",
      "bank_name": "STRIPE TEST BANK",
      "fingerprint": "AP24Iso0btGp4N10",
      "last4": "6789",
      "network": "ach",
      "routing_number": "110000000"
    }
  },
  "expected_arrival_date": 1680825600,
  "financial_account": "fa_1Mtaaz2eZvKYlo2CUf56sIA1",
  "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKLHttqEGMgYCCwVOvUY6NpO8ArWrjrz6Hxk3d8tQ4d_RvOqMTOeq6js5eE94-f-7DwBzjjD1wxIUhOyub1KFYH8QKxj9oA",
  "livemode": false,
  "metadata": {},
  "returned_details": null,
  "statement_descriptor": "transfer",
  "status": "processing",
  "status_transitions": {
    "canceled_at": null,
    "failed_at": null,
    "posted_at": null,
    "returned_at": null
  },
  "transaction": "trxn_1Mtaaz2eZvKYlo2Cn9D12psR"
}

List all OutboundTransfers

Returns a list of OutboundTransfers sent from the specified FinancialAccount.

Parameters

financial_accountstringRequired
Returns objects associated with this FinancialAccount.

statusenum
Only return OutboundTransfers that have the given status: processing, canceled, failed, posted, or returned.

More parameters

ending_beforestring

limitinteger

starting_afterstring

Returns

A dictionary with a data property that contains an array of up to limit OutboundTransfers, starting after OutboundTransfer starting_after. Each entry in the array is a separate OutboundTransfer object. If no more OutboundTransfers are available, the resulting array is empty.

GET /v1/treasury/outbound_transfers

Server-side language

curl -G https://api.stripe.com/v1/treasury/outbound_transfers \
  -u "sk_test_4eC39Hq...arjtT1zdp7dcsk_test_4eC39HqLyjWDarjtT1zdp7dc:" \
  -d limit=3 \
  -d financial_account=fa_1Mtaaz2eZvKYlo2CUf56sIA1

Response

{
  "object": "list",
  "url": "/v1/treasury/outbound_transfers",
  "has_more": false,
  "data": [
    {
      "id": "obt_1Mtaaz2eZvKYlo2CUu1tWGAl",
      "object": "treasury.outbound_transfer",
      "amount": 500,
      "cancelable": true,
      "created": 1680717489,
      "currency": "usd",
      "description": "OutboundTransfer to my external bank account",
      "destination_payment_method": "pm_1234567890",
      "destination_payment_method_details": {
        "billing_details": {
          "address": {
            "city": "San Francisco",
            "country": "US",
            "line1": "1234 Fake Street",
            "line2": null,
            "postal_code": "94102",
            "state": "CA"
          },
          "email": null,
          "name": "Jane Austen"
        },
        "type": "us_bank_account",
        "us_bank_account": {
          "account_holder_type": "company",
          "account_type": "checking",
          "bank_name": "STRIPE TEST BANK",
          "fingerprint": "AP24Iso0btGp4N10",
          "last4": "6789",
          "network": "ach",
          "routing_number": "110000000"
        }
      },
      "expected_arrival_date": 1680825600,
      "financial_account": "fa_1Mtaaz2eZvKYlo2CUf56sIA1",
      "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKLHttqEGMgYCCwVOvUY6NpO8ArWrjrz6Hxk3d8tQ4d_RvOqMTOeq6js5eE94-f-7DwBzjjD1wxIUhOyub1KFYH8QKxj9oA",
      "livemode": false,
      "metadata": {},
      "returned_details": null,
      "statement_descriptor": "transfer",
      "status": "processing",
      "status_transitions": {
        "canceled_at": null,
        "failed_at": null,
        "posted_at": null,
        "returned_at": null
      },
      "transaction": "trxn_1Mtaaz2eZvKYlo2Cn9D12psR"
    }
    {...}
    {...}
  ],
}

Outbound Transfers

The OutboundTransfer object

Attributes

idstring

objectstring

amountinteger

cancelableboolean

createdtimestamp

currencyenum

descriptionnullable string

destination_payment_methodnullable string

destination_payment_method_detailsobject

expected_arrival_datetimestamp

financial_accountstring

hosted_regulatory_receipt_urlnullable string

livemodeboolean

metadataobject

returned_detailsnullable object

statement_descriptorstring

statusenum

status_transitionsobject

transactionstringExpandable

Create an OutboundTransfer

Parameters

amountintegerRequired

currencyenumRequired

financial_accountstringRequired

descriptionstring

destination_payment_methodstring

destination_payment_method_optionsobject

metadataobject

statement_descriptorstring

Returns

Retrieve an OutboundTransfer

Parameters

Returns

List all OutboundTransfers

Parameters

financial_accountstringRequired

statusenum

More parametersExpand all

ending_beforestring

limitinteger

starting_afterstring

Returns

More parameters