Sign up more customers with conversion-optimized verification flows that are dynamically updated for each account’s country, business type, and capabilities. Connect helps you collect and verify information needed to meet Know Your Customer (KYC) obligations and compliance requirements for payments.
Onboarding and verification
Stripe provides pre-built, conversion-optimized UIs and optimized payments compliance plans to onboard users.
Stripe-hosted onboarding
This option is best for software platforms or marketplaces that want to go live fast and give their users a conversion-optimized experience. Stripe will onboard your accounts in a co-branded flow that’s customized with your brand and colors.
Embed Stripe’s prebuilt onboarding flow directly into your product to create an optimized experience for your users. Go live fast, while delivering a fully white-labeled payments experience by customizing the UI to match your brand.
Build your own onboarding flow on top of Stripe’s APIs and completely control your user experience. This gives you the most flexibility, but it requires significant engineering resources to integrate and maintain.
Stripe’s risk-based account verification process helps platforms and marketplaces onboard connected accounts with minimal friction and conducts screening as high-risk files are updated.
Benefit from Stripe’s money licenses around the world instead of getting your own licenses in every region that you operate.
Money transmitter licenses (MTL) and registered MSB in the US
E-Money (EMI) License in Europe
Fraud management
Reduce exposure to fraudulent users with Stripe’s machine learning technology for fraud prevention.
Advanced models
Fraudulent account identification and real-time disablement
Accept payments
Scale your platform or marketplace globally without needing to set up local bank accounts and entities. With Connect, you can let your users accept 135+ currencies and dozens of popular payment methods all over the world.
Global payments
One global integration to offer the payment methods your customers want.
Global scale
Scale your business internationally without worrying about payments licensing or establishing local entities and bank accounts. Launch in new countries with no additional development work.
Enable your users to accept major debit and credit cards, wallet payments, and local payment methods, with unified reporting and payouts across all payment types.
Reduce cart abandonment by creating a frictionless checkout experience—Link autofills your customers’ payment and shipping details to create an easy and secure checkout experience, increasing conversion rates by over 7%.
Move money between your users and your platform or marketplace quickly, even across borders. Connect makes it easy to split and route payments to multiple parties, pay out your users, and drive revenue.
Global payment routing and payouts
Connect can support any business model where you need to move money between multiple parties.
Routing flexibility and control
Customize payment routing and control where charges settle to best reflect your business model. You can split payments, move funds, and pay out or debit your users any way you like.
Specify how frequently you want your users to get paid, and Connect will aggregate earnings and settle funds. You can even have fine-grained control over when your users receive funds (e.g., after services or goods are delivered).
Daily
Weekly
Monthly
Manual
Instant payouts
Allow your users to receive earnings in their bank account within minutes after the charge. Users can request Instant Payouts 24x7, including weekends and holidays.
Add funds from your bank account to your Stripe balance in order to send payouts that aren’t tied to incoming transactions. Top-ups can be used to fund discounts or faster payouts, add funds from non-Stripe income, or pay bonuses.
Pay out around the world in local currencies without additional engineering effort or local banking relationships. Funds for payouts can come from Stripe transactions or from account top-ups.
Create, distribute, and manage physical and virtual spending cards for your users. Set custom authorization rules like allowed merchant categories and spending limits to control expenses and prevent fraud.
Manage payment operations with fewer resources. Stripe provides robust tools and reporting for you and your users.
Revenue streams
Turn payments and related services into a revenue stream for your platform or marketplace.
Revenue share
Earn a revenue share on online card payments. Stripe partners qualify when they use Connect with Standard accounts, use Stripe Checkout or Stripe Elements, and reach a payments volume run rate of $1 million USD.
Drive revenue from the payment services you provide to your users. Simply specify your platform or marketplace’s earnings for each transaction, and Connect will handle netting out earnings, including managing refunds and chargebacks.
Mark up payment transactions
Mark up other services like Instant Payouts, Issuing, or Terminal
Charge additional service fees to enable payments
Pricing tools
From your Stripe Dashboard, set and modify conditional payments pricing based on payment method, country, and other factors—without any code. Execute sophisticated pricing strategies for different user segments.
View all customer support cases between your connected accounts and Stripe directly from your Dashboard. Communicate directly with the Stripe team to help resolve individual cases that need attention.
Understand how to take action on your connected accounts if they experience chargebacks or unrecoverable negative balances. Use Stripe’s tools to monitor and mitigate risk yourself, or use Stripe’s end-to-end business risk management solution.
Use Stripe’s built-in reports or feed Stripe data into other tools using the API. Businesses on cost-plus pricing can also access transaction-level reporting on interchange costs and more.
Your users can go live faster and simplify reconciliation and reporting with Stripe’s unified platform for online and in-person payments, recurring billing, business financing, and more.
Give your users powerful reporting, querying, and payments management. Options include a Stripe Dashboard, embedded dashboards, or building your own white-labeled dashboards with Stripe’s APIs.
See how combining automation with manual review can help manage risk.
Learn more
Handle verification responses
Learn about the relationship between onboarding and verification.
Learn more
Payments and payouts workflows
Support complex workflows like refunds and disputes. Let your users adjust important settings such as their bank account and address. You can give your users a Stripe Dashboard, or embed this functionality into your product.