Stripe’s pre-processing layer helps every business get closer to the bare metal through multi-regional direct connections to the major card networks, including Visa, Mastercard, and American Express. This lets Stripe optimize routing paths, provide the most granular data, and reduce transaction latency.
Stripe’s entire platform is designed to minimize declines and maximize revenue, from tools that update stored card details and identify the best time to retry failed recurring payments, to machine learning models that can recapture declines in real-time.